7828 C St, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 7828 C St, Chesapeake Beach, MD 20732

Property Summary

Property TypeTownhouse
Details3 ba · 1,384 sqft · built 1986
Lot Size0.036 acres (1,587 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Sep 2019)
Tax Bill$4,022 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-102343

Property Details

APN / Parcel Number

Primary APN03-102343
Alternative APNs
  • 3102343
  • 102343

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,384 sqft Total Area
Basement Area578 sqft
Finished Basement578 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,587 sqft (0.036 acres)
View / LotWaterfront
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number102343
Street Address7828 C ST
CityCHESAPEAKE BEACH
StateMD
Zip20732-3101
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeC
Legal DescriptionLT 82 PLAT 3 CHESAPEAKE STATION
Legal SubdivisionTOWNHOUSE SEC 02
Legal Lot Number82
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group1
Census Block1025
Census Tract860402

Owner

Source: Calvert County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2910 STAGG LN, HANOVER, MD 21076-2344
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2019 · Amount on Record
Deed SaleSep 3, 2019 · Amount on Record
Prior SaleOct 5, 2001 · Amount on Record
Deed Book / Page5426 / 45
Last Transfer DateJan 2, 2025
Transfer Doc0066720034
Record UpdatedJun 8, 2026

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateSep 3, 2019
Property Address7828 C ST, CHESAPEAKE BEACH, MD 20732-3101
Document Number0054260045
Book / Page5426 / 045
Map ReferenceMB ABE 1 PL 184
Instrument DateJun 28, 2019
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyMARYLAND TRUST T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,650.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address7828 C ST, CHESAPEAKE BEACH, MD 20732-3101

Mortgage

Document Number5426052
DateSep 3, 2019
Instrument5426/052
Lender
NameFIRST WASHINGTON MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
MunicipalityChesapeake Beach Town
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,022.00 (+21%)$370,900 (+11.66%) Land $112,600 Building $258,300$370,900 (-) Land $112,600 Building $258,300
2023$3,324.00$332,167$370,900 Land $112,600 Building $258,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims9 (1981–2022)
Claims Outside the SFHA3 of 9
Most Recent ClaimMay 2022 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CHESAPEAKE BEACH
serves 5,000 people · EPA ID MD0040003
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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