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7828 105th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 7828 105th Rd, Live Oak, FL 32060 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,952 sqft · built 2010
Lot Size0.98 acres (42,689 sqft)
Owner2 Individual Names on File
Tax Bill$2,138 (2024)
Deeds & MortgagesOct 2023 Mortgage
Jun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN18-02S-14E-02168-001001

Property Details

APN / Parcel Number

Primary APN18-02S-14E-02168-001001
Alternative APN
  • 02168001001

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,952 sqft Living Area
1st Floor Area2,952 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area42,689 sqft (0.98 acres)
Patio Area664 sqft
Gazebo160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number02168001001
Street Address7828 105TH RD
CityLIVE OAK
StateFL
Zip32060-7470
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG .98 ACRE PART OF SW1/4 OF SW1/4, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS; FOR POINT OF REF. COMM AT THE SW COR OF
Legal Range14E
Legal Township02S
Legal Section18
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group1
Census Block1040
Census Tract970100

Owner

Source: Suwannee County records · APN 18-02S-14E-02168-001001

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7828 105TH RD, LIVE OAK, FL 32060-7470
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2023Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Jun 17, 2022Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 2010
Deed SaleAug 01, 2010
Deed Document Number0001607265
Prior Transfer DateApr 28, 2010
Prior Transfer Doc2010120269
Record UpdatedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address7828 105TH RD, LIVE OAK, FL 32060-7470
Transaction TypeMortgage
Record UpdatedNov 17, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7828 105TH RD, LIVE OAK, FL 32060-7470

Mortgage

Document Number0000272113
DateOct 24, 2023
Book Page2475/26
Instrument2023272113
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueSep 01, 2053

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address7828 105TH RD, LIVE OAK, FL 32060-7470
Transaction TypeMortgage
Record UpdatedJul 28, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address78728 105TH ROAD, LIVE OAK, FL 32060

Mortgage

Document Number0000254013
DateJun 17, 2022
Book Page2366/292
Instrument2022254013
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term264 Months
DueJun 01, 2044

Tax Assessment & Valuation

Source: Suwannee County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$166,948 (+5.99%)$256,907 (+5.44%) Land $9,800 Building $247,107
2024$2,138.00 (+2.69%)
2023$2,082.00 (+3.07%) Homeowner's exemption$157,517 (+3%)$243,660 (+36.03%) Land $9,800 Building $233,860
2022$2,020.00 Homeowner's exemption$152,929$179,120 Land $9,800 Building $169,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suwannee County (12121C), updated August 27, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121219701001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims7 (1998–2012)
Most Recent ClaimJun 2012, river or lake flooding, Tropical Storm Debby
Claims By Storm
  • Tropical Storm Debby, Jun 2012 · 3 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 2 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 935 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Suwannee Valley Electric CooperativeFiber2,000 / 2,000
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

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