7827 Ridge Rd, Hanover, MD 21076 Property Records

Anne Arundel County property record for 7827 Ridge Rd, Hanover, MD 21076

Property Summary

Property TypeSingle Family Home
Details1 ba · 864 sqft · built 1963
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Jan 2020)
Tax Bill$3,106 (2025)
Deeds & MortgagesSep 2023 Mortgage
Jan 2022 Second Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN04-000-04912561

Property Details

APN / Parcel Number

Primary APN04-000-04912561
Alternative APNs
  • 400004912561
  • 00004912561

Interior

Full Baths1 Bath
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,761 sqft (0.27 acres)
Garage TypeCarport
Garage Area288 sqft
CarportCarport
Carport Area288 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00004912561
Street Address7827 RIDGE RD
CityHANOVER
StateMD
Zip21076-1226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 7 BK B SC 1 ADA VALLEY
Legal SubdivisionADA VALLEY
Legal BlockB
Legal Lot Number7
JurisdictionANNE ARUNDEL MD
Township / Civil Division1
Census Block Group3
Census Block3001
Census Tract740103

Owner

7827 Ridge Rd is owned and occupied by an individual who bought it in January 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner of RecordIndividual Name on File
Mailing Address7827 RIDGE RD, HANOVER, MD 21076-1226
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2023Deed of Trust, Mortgage · FHA Mortgage
MIDFIRST BANK
Jan 13, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MIDLAND MORTGAGE
Jun 21, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jan 10, 2020Grant Deed, Transfer · FHA Mortgage
CITY LNDG
Jan 5, 2018Grant Deed, Transfer
Nov 15, 2017Grant Deed, Transfer
MASTERS TITLE AND ESCROW
Jun 23, 2017Grant Deed, Transfer · Conventional with PMI
FAIRWAY ASSET CORP
May 23, 2017Deed of Trust, Mortgage
FAIRWAY ASSET CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2020 · Amount on File
Deed SaleJan 10, 2020 · Amount on File
Prior SaleNov 15, 2017
Deed Book / Page34059 / 316
Prior Transfer DateDec 4, 2017
Prior Transfer Doc0031730492
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address7827 RIDGE RD, HANOVER, MD 21076-1226
Transaction TypeMortgage
Record UpdatedSep 22, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7827 RIDGE RD, HANOVER, MD 21076-1226

Mortgage

Document Number0399140011
DateSep 7, 2023
Book Page39914/11
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term316 Months
DueJan 1, 2050

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address7827 RIDGE RD, HANOVER, MD 21076-1226
Transaction TypeMortgage
Record UpdatedFeb 3, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address7827 RIDGE RD, HANOVER, MD 21076-1226

Mortgage

Document Number0382130318
DateJan 13, 2022
Book Page38213/318
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term336 Months
DueJan 1, 2050

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address7827 RIDGE RD, HANOVER, MD 21076-1226
Transaction TypeMortgage
Record UpdatedAug 2, 2021
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7827 RIDGE RD, HANOVER, MD 21076-1226

Mortgage

Document Number0370210151
DateJun 21, 2021
Book Page37021/151
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term343 Months
DueJan 1, 2050

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateJan 10, 2020
Property Address7827 RIDGE RD, HANOVER, MD 21076-1226
Document Number0340590316
Book / Page034059 / 000316
Instrument DateDec 20, 2019
Transaction TypeTransfer
Record UpdatedJan 31, 2020
Title CompanyPINNACLE SETTLEMENT SERVICES, PINNACLE SETTLEMENT SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7827 RIDGE RD HANOVER MD 210761226, HANOVER, MD 21076-1226

Mortgage

Document Number340590322
DateJan 10, 2020
Book Page034059/000322
Lender
NameCITY LNDG
AddressVIENNA, VA 22182
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 9, 2050

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateJan 5, 2018
Property Address7827 RIDGE RD, HANOVER, MD 21076-1226
Document Number0317300492
Book / Page031730 / 000492
Instrument DateDec 4, 2017
Transaction TypeTransfer
Record UpdatedJan 30, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7823 RIDGE RD HANOVER MD 210761225, HANOVER, MD 21076-1225

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateNov 15, 2017
Property Address7827 RIDGE RD, HANOVER, MD 21076-1226
Document Number0315690077
Book / Page031569 / 000077
Instrument DateNov 3, 2017
Transaction TypeTransfer
Record UpdatedDec 12, 2017
Title CompanyMASTERS TITLE AND ESCROW

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7827 RIDGE RD HANOVER MD 210761226, HANOVER, MD 21076-1226

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateJun 23, 2017
Property Address7827 RIDGE RD, HANOVER, MD 21076-1226
Document Number0310860057
Book / Page031086 / 000057
Instrument DateMay 23, 2017
Transaction TypeTransfer
Record UpdatedAug 7, 2017
Title CompanyMASTERS TITLE AND ESCROW, MASTERS TITLE & ESCROW

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7827 RIDGE RD HANOVER MD 210761226, HANOVER, MD 21076-1226

Mortgage

Document Number310860062
DateJun 23, 2017
Book Page031086/000062
Lender
NameFAIRWAY ASSET CORP
Address414 HUNGERFORD DR # 104, ROCKVILLE, MD 20850-4125
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 22, 2047

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address7827 RIDGE RD, HANOVER, MD 21076-1226
Document Number0310860062
Instrument DateMay 23, 2017
Transaction TypeMortgage
Record UpdatedSep 5, 2018
Title CompanyMASTERS TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address7827 RIDGE RD HANOVER MD 210761226, HANOVER, MD 21076-1226

Mortgage

Document Number0310860062
DateAug 21, 2018
Book Page031086/000062
Lender
NameFAIRWAY ASSET CORP
AddressROCKVILLE, MD 20850
Agreement
AmountAmount on Record
Term360 Months
DueAug 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7827 Ridge Rd was $3,106 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$286,767$314,700 Land $172,400 Building $142,300
2025$3,106.00
2023$2,468.00 Homeowner's exemption$244,333$272,800 Land $153,500 Building $119,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7827 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7827 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMD AMERICAN WATER PROVINCES
private · serves 3,886 people · EPA ID MD0020029
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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