7827 Cole St, Downey, CA 90242 Property Records

Los Angeles County property record for 7827 Cole St, Downey, CA 90242

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,439 sqft · built 1933
Lot Size	0.548 acres (23,882 sqft)
Owner	2 Trust Names on File
Last Sale	$460,000 (Jan 2002)
Tax Bill	$9,287 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2026 Transfer
Flood Zone	Zone X (reduced by levee)
APN	`6246-002-015`

Property Details

APN / Parcel Number

Primary APN	`6246-002-015`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,439 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1948
Architectural Style	Spanish
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	23,882 sqft (0.548 acres)
Lot Dimensions	247 ft deep x 97 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	7827 COLE ST
City	DOWNEY
State	CA
Zip	90242-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DOR1&HFB*
Legal Description	RANCHO SANTA GERTUDES FINALLY CONFIRMED TO J P MCFARLAND AND J G DOWNEY LOT COM S 32 W 247.3 FT AND N 58 54 W 388 FT FROM MOST W COR OF LOT 10 TR NO 12220 TH N 58 54 W 97 FT WITH A UNIFORM DEPTH OF 247.3 FT N 32 E
Legal Subdivision	12220
Legal Tract	12220
Legal Block	1
Legal Lot Number	10
Jurisdiction	LOS ANGELES CA
Township / Civil Division	DOWNEY-NORWALK
Census Block Group	1
Census Block	1000
Census Tract	551502

Owner

7827 Cole St is owner-occupied and held in a trust since March 2026.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7827 COLE ST, DOWNEY, CA 90242-2317
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Line of Credit FINANCIAL PARTNERS CREDIT UNION
May 15, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2002 · Amount on File
Deed Sale	Jan 24, 2002 · Amount on File
Deed Document Number	2002181651
Last Transfer Date	Mar 5, 2026
Transfer Doc	0000360264
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Recording Date	Jun 25, 2026
Property Address	7827 COLE ST, DOWNEY, CA 90242-2317
Document Number	0000464983
Instrument Date	Jun 17, 2026
Instrument	2026464983
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	7827 COLE ST, DOWNEY, CA 90242-2317

Mortgage

Document Number	0000464983,
Date	Jun 25, 2026
Instrument	2026464983

Lender

Name	FINANCIAL PARTNERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.51%
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOS ANGELES CA
Recording Date	May 15, 2026
Property Address	7827 COLE ST, DOWNEY, CA 90242-2317
Document Number	0000360264
Instrument Date	Mar 5, 2026
Instrument	2026360264
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7827 COLE ST, DOWNEY, CA 90242-2317

Tax Assessment & Valuation

The 2025 property tax bill for 7827 Cole St was $9,287.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Downey City
Unified School District	Downey Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$728,646 (+2%) Land $452,044 Building $276,602
2025	$9,287.00	$714,372 Land $443,181 Building $271,191
2023	$8,788.00 (+5.22%)	$686,634 Land $425,973 Building $260,661
2022	$8,352.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7827 Cole St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7827 Cole St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWNEY - CITY, WATER DEPT. serves 110,556 people · EPA ID CA1910034
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Feb 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Starry.

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