7827 97th Ct, Live Oak, FL 32060 Property Records

Suwannee County property record for 7827 97th Ct, Live Oak, FL 32060

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,978 sqft · built 2003
Lot Size	2.01 acres (87,555 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Oct 2022)
Tax Bill	$1,000 (2024)
Deeds & Mortgages	Oct 2022 Sale Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-02S-14E-02184-010070`

Property Details

APN / Parcel Number

Primary APN	`18-02S-14E-02184-010070`
Alternative APN	`02184010070`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,978 sqft Living Area
1st Floor Area	1,967 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,555 sqft (2.01 acres)
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7827 97TH CT
City	LIVE OAK
State	FL
Zip	32060-8196
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LEG 2.01 ACRES LOT 7 HUNTINGTON HILLS SUBD ORB 2397 P 69-70 WD YR 2023
Legal Range	14E
Legal Township	02S
Legal Section	18
Legal Subdivision	HUNTINGTON HILLS SUBD
Legal Lot Number	7
Legal Unit	7
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	1
Census Block	1039
Census Tract	970100

Owner

7827 97th Ct, a mobile home, is owned and occupied by two individuals who bought it in October 2022.

Source: Suwannee County records, as of May 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7827 97TH CT, LIVE OAK, FL 32060-8196
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Warranty Deed, Transfer DIXIE TITLE SERVICES LLC
Jun 28, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 26, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK
Apr 3, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2022 · Amount on File
Deed Sale	Oct 28, 2022 · Amount on File
Prior Sale	Jun 28, 2021 · Amount on File
Deed Document Number	2022259118
Deed Book / Page	2397 / 69
Prior Transfer Date	Apr 3, 2017
Prior Transfer Doc	0000191475
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Oct 28, 2022
Property Address	7827 97TH CT, LIVE OAK, FL 32060-8196
Document Number	0000259118
Book / Page	2397 / 69
Map Reference	MB 1 PG 456
Instrument Date	Oct 28, 2022
Instrument	2022259118
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	DIXIE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$1,435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7827 97TH CT, 7827, LIVE OAK, FL 32060-8196

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28488 US HIGHWAY 19 N, CLEARWATER, FL 33761-2597

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jun 28, 2021
Property Address	7827 97TH CT, LIVE OAK, FL 32060-8196
Document Number	0000240058
Book / Page	2279 / 131
Map Reference	MB 1 PG 456
Instrument Date	Jun 21, 2021
Instrument	2021240058
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,049.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	99 WARM FAITH ROAD, 99, NAUGATUCK, CT 06770

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7827 97TH CT, LIVE OAK, FL 32060-8196

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	7827 97TH CT, LIVE OAK, FL 32060-8196
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000221690
Date	Dec 26, 2019
Book Page	2159/0460
Instrument	2019221690

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	LIVE OAK, FL 32064

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Apr 3, 2017
Property Address	7827 97TH CT, LIVE OAK, FL 32060-8196
Document Number	0000191475
Book / Page	001979 / 000051
Instrument Date	Apr 3, 2017
Instrument	191475
Transaction Type	Transfer
Record Updated	Apr 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7827 97TH CT LIVE OAK FL 320608196, LIVE OAK, FL 32060-8196

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$254,903 Land $22,110 Building $232,793	$254,903 Land $22,110 Building $232,793
2024	$1,000.00 (+26.74%)
2023	$789.00 (-68.78%) Homeowner's exemption	$61,754 (-57.77%)	$179,830 (+22.99%) Land $20,100 Building $159,730
2022	$2,527.00	$146,221	$146,221 Land $20,100 Building $126,121

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7827 97th Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (1998–2012)
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Jun 2012 · 3 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7827 97th Ct is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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