Nassau County property record for 78263 Saddle Rock Rd, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,553 sqft · built 2017 |
| Lot Size | 0.199 acres (8,681 sqft) |
| Owner | Individual Name on File |
| Last Sale | $249,900 (Jul 2017) |
| Tax Bill | $5,684 (2025) |
| Deeds & Mortgages | Dec 2019 Loan Modification Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-2N-27-1290-0207-0000 |
| Primary APN | 09-2N-27-1290-0207-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,553 sqft Living Area |
| Gross Area | 2,978 sqft |
| 1st Floor Area | 1,388 sqft |
| Upper Floors Area | 1,158 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 8,681 sqft (0.199 acres) |
| Garage Type | Attached |
| Garage Area | 425 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 78263 SADDLE ROCK RD |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-3821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-2 |
| Legal Description | LOT 207 IN OR 2135/523 LUMBER CREEK #1 PB 7/295 N/K/A LUMBER CREEK PHASE ONE REPLAT PB 8/121 |
| Legal Range | 27E |
| Legal Township | 02N |
| Legal Section | 09 |
| Legal Subdivision | LUMBER CREEK #1 |
| Legal Lot Number | 207 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 50306 |
78263 Saddle Rock Rd is owned and occupied by an individual who bought it in July 2017.
Source: Nassau County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 78263 SADDLE ROCK RD, YULEE, FL 32097-3821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2019 | Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Jul 24, 2017 | Grant Deed, Subdivision Related Transfer · FHA Mortgage CITYWIDE HMS LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2017 · Amount on File |
| Deed Sale | Jul 24, 2017 · Amount on File |
| Prior Sale | Sep 16, 2016 · Amount on File |
| Deed Document Number | 201722036 |
| Deed Book / Page | 2135 / 523 |
| Prior Transfer Date | Sep 2, 2016 |
| Prior Transfer Doc | 0020720364 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 78263 SADDLE ROCK RD, YULEE, FL 32097-3821 |
| Document Number | 0023351731 |
| Instrument Date | Dec 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 78263 SADDLE ROCK RD YULEE FL 320973821, YULEE, FL 32097-3821 |
| Document Number | 0023351731 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 002335/001731 |
| Instrument | 45003322 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | TROY, MI 48098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 29, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jul 24, 2017 |
| Property Address | 78263 SADDLE ROCK RD, YULEE, FL 32097-3821 |
| Document Number | 0021350523 |
| Book / Page | 002135 / 000523 |
| Instrument Date | Jul 18, 2017 |
| Instrument | 22036 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 25, 2020 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,749.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78263 SADDLE ROCK RD YULEE FL 320973821, YULEE, FL 32097-3821 |
| Document Number | 21350524 |
|---|---|
| Date | Jul 24, 2017 |
| Book Page | 002135/000524 |
| Instrument | 22037 |
| Name | CITYWIDE HMS LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | SANDY, UT 84070 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2047 |
| Document Number | 21350536, |
|---|---|
| Date | Jul 24, 2017 |
| Book Page | 002135/000536 |
| Instrument | 22038 |
| Name | CITYWIDE HMS LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | SANDY, UT 84070 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 23, 2047 |
The 2025 property tax bill for 78263 Saddle Rock Rd was $5,684, up 5.5% from the year before.
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,684.00 (+5.51%) | $380,981 (+4.02%) Land $50,000 Building $330,981 | $380,981 (+4.02%) Land $50,000 Building $330,981 |
| 2024 | $5,387.00 (+5.11%) | $366,242 (+4.01%) Land $50,000 Building $316,242 | $366,242 (+4.01%) Land $50,000 Building $316,242 |
| 2023 | $5,125.00 (+20.33%) | $352,122 (+16.94%) Land $50,000 Building $302,122 | $352,122 (+16.94%) Land $50,000 Building $302,122 |
| 2022 | $4,259.00 | $301,103 Land $50,000 Building $251,103 | $301,103 Land $50,000 Building $251,103 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78263 Saddle Rock Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78263 Saddle Rock Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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