7826 Timmons Rd, Union Bridge, MD 21791 Property Records

Frederick County property record for 7826 Timmons Rd, Union Bridge, MD 21791

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,932 sqft · built 2017
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Oct 2016)
Tax Bill	$9,034 (2025)
Deeds & Mortgages	May 2021 Line of Credit Apr 2017 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-592446`

Property Details

APN / Parcel Number

Primary APN	`08-592446`
Alternative APN	`592446`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,932 sqft Living Area
Gross Area	4,775 sqft
1st Floor Area	2,330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	100,188 sqft
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	659 sqft
Patio Area	345 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	592446
Street Address	7826 TIMMONS RD
City	UNION BRIDGE
State	MD
Zip	21791-7616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 SECTION 1 2.30 ACRES TIMMONS WOODS
Legal Subdivision	TIMMONS WOODS
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	8, LIBERTY
Census Block Group	3
Census Block	3010
Census Tract	751702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

7826 Timmons Rd is owned and occupied by two individuals who bought it in October 2016.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7826 TIMMONS RD, UNION BRIDGE, MD 21791-7616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 27, 2017	Deed of Trust, Mortgage · Construction Mortgage PRESIDENTIAL BANK FSB
Feb 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2016 · Amount on File
Deed Sale	Oct 31, 2016 · Amount on File
Deed Book / Page	11470 / 132
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7826 TIMMONS RD, UNION BRIDGE, MD 21791-7616
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7826 TIMMONS RD, UNION BRIDGE, MD 21791-7616

Mortgage

Document Number	0149380008
Date	May 28, 2021
Book Page	14938/8

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Apr 26, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7826 TIMMONS RD, UNION BRIDGE, MD 21791-7616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FREDERICK TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0117880120
Date	Apr 27, 2017
Book Page	11788/0120
Instrument	11788-0120

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.75%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	9.75%
Index	1-Year CMT
Max Rate	9.75%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7826 TIMMONS RD, UNION BRIDGE, MD 21791-7616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0122600143
Date	Feb 1, 2018
Book Page	12260/0143
Instrument	12260-0143

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7826 TIMMONS RD, UNION BRIDGE, MD 21791-7616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0137240428
Date	May 11, 2020
Book Page	13724/428

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 7826 Timmons Rd was $9,034 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$848,633	$909,100 Land $163,600 Building $745,500
2025	$9,034.00
2023	$7,813.00 Homeowner's exemption	$689,400	$818,400 Land $163,600 Building $654,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7826 Timmons Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7826 Timmons Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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