7825 N MO 99, Birch Tree, MO 65438 Property Records

Oregon County property record for 7825 N MO 99, Birch Tree, MO 65438

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,683 sqft · built 2019
Lot Size	5.03 acres (219,107 sqft)
Owner	2 Individual Names on File
Tax Bill	$881 (2025)
Deeds & Mortgages	Apr 2019 Construction Loan Nov 2019 Construction Loan + 5 more
Flood Zone	Zone X (minimal risk)
APN	`06-3.0-06-0-000-0001.02000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-06-0-000-0001.02000`
Alternative APN	`0104182002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,683 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Foundation Type	Concrete
Lot Area	219,107 sqft (5.03 acres)

Exterior Amenities

Porch	Slab
Porch Area	510 sqft
Patio Area	510 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	0104182002
Street Address	7825 N MO 99
City	BIRCH TREE
State	MO
Zip	65438-8794
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	B 559 P 486 PT NE 1/4: COMM SE COR NW ALTON S LINE 19.99' FOR POB; NW 471.28'; NE 467.04'; S E 467'; SW 467' TO POB
Legal Range	05
Legal Township	25
Legal Section	06
Jurisdiction	OREGON MO
Township / Civil Division	BLACK POND
Census Block Group	4
Census Block	4016
Census Tract	480100

Owner

7825 N MO 99 is owned and occupied by two individuals who acquired it in August 2022.

Source: Oregon County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7825 N MO 99, BIRCH TREE, MO 65438-8794
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2019	Deed of Trust, Mortgage · Construction Mortgage SOUTHERN BANK
Nov 5, 2019	Deed of Trust, Mortgage · Construction Mortgage SOUTHERN BANK
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANK
Feb 7, 2022	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK
Aug 18, 2022	Warranty Deed, Transfer WILES ABSTRACT AND TITLE COMPANY INC, WILES ABSTRACT AND TITLE CO
Dec 10, 2021	Intrafamily Transfer, Transfer WILES ABSTRACT AND TITLE COMPANY INC, WILES ABSTRACT AND TITLE CO
Sep 17, 2018	Warranty Deed, Transfer WILES ABSTRACT AND TITLE COMPANY INC, WILES ABSTRACT & TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2022
Deed Sale	Aug 18, 2022
Deed Document Number	20221568
Deed Book / Page	559 / 486
Prior Transfer Date	Dec 8, 2021
Prior Transfer Doc	0000002174
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OREGON MO
Property Address	7825 N MO 99, BIRCH TREE, MO 65438-8794
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000524/430
Date	Apr 30, 2019
Book Page	524/430
Instrument	2019-0584

Lender

Name	SOUTHERN BANK
Type	Bank
Address	POPLAR BLUFF, MO 63902

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	Jan 30, 2020

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OREGON MO
Property Address	7825 N MO 99, BIRCH TREE, MO 65438-8794
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000529/178
Date	Nov 5, 2019
Book Page	529/178
Instrument	2019-1543

Lender

Name	SOUTHERN BANK
Type	Bank
Address	POPLAR BLUFF, MO 63902

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	362 Months
Due	Jan 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OREGON MO
Property Address	7825 N MO 99, BIRCH TREE, MO 65438-8794
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000530/767
Date	Jan 17, 2020
Book Page	530/767
Instrument	2020-0071

Lender

Name	SOUTHERN BANK
Type	Bank
Address	POPLAR BLUFF, MO 63902

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OREGON MO
Property Address	7825 N MO 99, BIRCH TREE, MO 65438-8794
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7825 N MO 99, BIRCH TREE, MO 65438-8794

Mortgage

Document Number	000552/636
Date	Feb 7, 2022
Book Page	552/636
Instrument	20220180

Lender

Name	SOUTHERN BANK
Type	Bank
Address	THAYER, MO 65791

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OREGON MO
Recording Date	Aug 18, 2022
Property Address	7825 N MO 99, BIRCH TREE, MO 65438-8794
Document Number	000559/486
Book / Page	559 / 486
Instrument Date	Aug 1, 2022
Instrument	20221568
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	WILES ABSTRACT AND TITLE COMPANY INC, WILES ABSTRACT AND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7825 N MO 99, BIRCH TREE, MO 65438-8794

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OREGON MO
Recording Date	Dec 10, 2021
Property Address	7825 N MO 99, BIRCH TREE, MO 65438-8794
Document Number	0000551/25
Book / Page	551 / 25
Instrument Date	Aug 19, 2021
Instrument	20212137
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	WILES ABSTRACT AND TITLE COMPANY INC, WILES ABSTRACT AND TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7825 N MO 99, BIRCH TREE, MO 65438-8794

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OREGON MO
Recording Date	Sep 17, 2018
Property Address	7825 N MO 99, BIRCH TREE, MO 65438-8794
Document Number	000518/941
Book / Page	518 / 941
Instrument Date	Sep 14, 2018
Instrument	2018-1255
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	WILES ABSTRACT AND TITLE COMPANY INC, WILES ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	RR 73 BOX 353401, ALTON, MO 65606-9136

Tax Assessment & Valuation

The 2025 property tax bill for 7825 N MO 99 was $881.

Source: Oregon County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Oregon County
Unified School District	Alton R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,545 (-)	$129,420 (-)
2025	$881.00	$24,545 Land $2,642 Building $21,903	$129,420 Land $14,140 Building $115,280
2023		$23,008 Land $2,642 Building $20,366	$121,330 Land $14,140 Building $107,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7825 N MO 99 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2008

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7825 N MO 99 is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 77% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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