7825 Elberta Dr, Severn, MD 21144 Property Records

Anne Arundel County property record for 7825 Elberta Dr, Severn, MD 21144

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,189 sqft · built 1987
Lot Size0.345 acres (15,055 sqft)
OwnerIndividual Name on Record
Last Sale$559,900 (Dec 2023)
Tax Bill$4,759 (2023)
Deeds & MortgagesDec 2023 Sale & Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-564-90043584

Property Details

APN / Parcel Number

Primary APN04-564-90043584
Alternative APNs
  • 456490043584
  • 56490043584

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,189 sqft Total Area
1st Floor Area1,265 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,055 sqft (0.345 acres)
Garage TypeAttached
Garage Area606 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area192 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number56490043584
Old Parcel Number456490043584
Street Address7825 ELBERTA DR
CitySEVERN
StateMD
Zip21144-1026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 3R SC 2 7825 ELBERTA DR THE PEACH ORCHARD
Legal Section2
Legal SubdivisionPEACH ORCHARD
Legal Lot Number3R
JurisdictionANNE ARUNDEL MD
Township / Civil Division1
Census Block Group1
Census Block1008
Census Tract740103

Owner

Source: Anne Arundel County records, as of December 14, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address7825 ELBERTA DR, SEVERN, MD 21144-1026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2023Deed, Transfer · Conventional Mortgage
PENTAGON FCU
Jul 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
MERIDIAN BANK
Jun 20, 2017Grant Deed, Transfer · Conventional with PMI
HOWARD BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2023 · Amount on Record
Deed SaleDec 1, 2023 · Amount on Record
Prior SaleJun 20, 2017 · Amount on Record
Deed Document Number0004009327
Deed Book / Page40093 / 27
Record UpdatedJun 7, 2026

December 2023: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateDec 1, 2023
Property Address7825 ELBERTA DR, SEVERN, MD 21144-1026
Document Number0400930027
Book / Page40093 / 27
Map ReferenceLB 4450 FO 365
Instrument DateNov 27, 2023
Transaction TypeTransfer
Record UpdatedDec 15, 2023
Title CompanyNOT AVAILABLE, BRENNAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,399.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7825 ELBERTA DR, SEVERN, MD 21144-1026

Mortgage

Document Number0004009336
DateDec 1, 2023
Instrument40093/36
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2053

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address7825 ELBERTA DR, SEVERN, MD 21144-1026
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyIN HOUSE TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0349260148
DateJul 21, 2020
Book Page34926/148
Lender
NameMERIDIAN BANK
TypeBank
AddressBLUE BELL, PA 19422
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateJun 20, 2017
Property Address7825 ELBERTA DR, SEVERN, MD 21144-1026
Document Number0310680127
Book / Page31068 / 127
Instrument DateJun 12, 2017
Transaction TypeTransfer
Record UpdatedSep 1, 2017
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$382.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7825 ELBERTA DR SEVERN MD 211441026, SEVERN, MD 21144-1026

Mortgage

Document Number310680133
DateJun 20, 2017
Book Page031068/000133
Lender
NameHOWARD BK
TypeBank
AddressELLICOTT CITY, MD 21043
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 19, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,759.00$435,833$477,900 Land $214,800 Building $263,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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