7825 E Stump Ln, Inverness, FL 34453 Property Records

Citrus County property record for 7825 E Stump Ln, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,586 sqft · built 2000
Lot Size	0.596 acres (25,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$8,500 (May 2000)
Tax Bill	$27 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20E-18S-28-2B0F0-137.0`

Property Details

APN / Parcel Number

Primary APN	`20E-18S-28-2B0F0-137.0`
Alternative APNs	`2818S20E2B0F01370` `3206043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,586 sqft Living Area
1st Floor Area	1,586 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	25,979 sqft (0.596 acres)
Lot Dimensions	145 ft deep x 120 ft wide
Garage Type	Mixed
Garage Area	420 sqft
Carport	Carport
Carport Area	672 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	755 sqft
Deck Area	80 sqft
Patio Area	80 sqft
Utility Building	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3206043
Old Parcel Number	2818S20E2B0F01370
Street Address	7825 E STUMP LN
City	INVERNESS
State	FL
Zip	34453-1364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLRMH COASTAL LAKES & RVR
Legal Description	PT LONESOME UNIT 2 UNREC SUB LOTS 137 & 138 DESCR AS FOL: LOT 137 BLK F: COM AT SW COR OF SEC 27 TH N 0 DEG 00M 48S W AL W LN
Legal Range	20E
Legal Township	18S
Legal Section	28
Legal Subdivision	POINT LONESOME UNIT 2 (SEC 28)
Legal Block	F
Legal Lot Number	137-138 138
Legal Unit	2
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2017
Census Tract	450800

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	7825 E STUMP LN, INVERNESS, FL 34453-1364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2000 · Amount on Record
Deed Sale	May 4, 2000 · Amount on Record
Deed Document Number	0013471383
Prior Transfer Date	Feb 7, 2000
Prior Transfer Doc	1115381
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	7825 E STUMP LN, INVERNESS, FL 34453-1364
Document Number	0029882452
Instrument Date	Jun 5, 2019
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7825 E STUMP LN INVERNESS FL 344531364, INVERNESS, FL 34453-1364

Mortgage

Document Number	0029882452
Date	Jul 9, 2019
Book Page	002988/002452
Instrument	35501

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 8, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27.00 Homeowner's exemption Additional exemption filed	$251,081 (+13.24%) Land $16,440 Building $234,641	$251,081 (+13.24%) Land $16,440 Building $234,641
2024	$27.00 (-97.13%) Homeowner's exemption Additional exemption filed	$221,733 (+3.94%) Land $13,610 Building $208,123	$221,733 (+3.94%) Land $13,610 Building $208,123
2023	$941.00 (+7.05%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$213,333 (+0.91%) Land $12,290 Building $201,043	$213,333 (+0.91%) Land $12,290 Building $201,043
2022	$879.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$211,409 Land $9,830 Building $201,579	$211,409 Land $9,830 Building $201,579

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	2 (1982–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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