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7824 Ternes St, Dearborn, MI 48126 Property Records

Wayne County property record for 7824 Ternes St, Dearborn, MI 48126

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,620 sqft · built 1991
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$237,000 (Feb 2021)
Tax Bill$7,696 (2025)
Deeds & MortgagesMar 2020 Mortgage
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN82-10-063-08-011

Property Details

APN / Parcel Number

Primary APN82-10-063-08-011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,620 sqft Living Area
1st Floor Area1,620 sqft
Basement Area1,620 sqft
Unfinished Basement1,620 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialBrick
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions123 ft deep x 72 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address7824 TERNES ST
CityDEARBORN
StateMI
Zip48126-1020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 311 & 312 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF ROBT OAKMAN LAND COS WARREN GROVE SUB
Legal SubdivisionROBERT OAKMANS LAND COS WARREN GROVE
Legal Lot Number311-312
JurisdictionWAYNE MI
Township / Civil DivisionDEARBORN
Census Block Group5
Census Block5001
Census Tract573800

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address7824 TERNES ST, DEARBORN, MI 48126-1020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE CENTER LLC
Feb 18, 2021Warranty Deed, Transfer · FHA Mortgage
NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2021 · Amount on Record
Deed SaleFeb 18, 2021 · Amount on Record
Deed Document Number202159914
Deed Book / Page56437 / 524
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address7824 TERNES ST, DEARBORN, MI 48126-1020
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0556930360
DateMar 17, 2020
Book Page55693/360
Instrument2020136276
Lender
NameMORTGAGE CENTER LLC
TypeMortgage Company
AddressSOUTHFIELD, MI 48076
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2035

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateFeb 18, 2021
Property Address7824 TERNES ST, DEARBORN, MI 48126-1020
Document Number0564370524
Book / Page56437 / 524
Map ReferenceLB 40 PG 91
Instrument DateFeb 5, 2021
Instrument2021059914
Transaction TypeTransfer
Record UpdatedMay 24, 2021
Title CompanyTITLE SENSE INC, TITLE ONE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,038.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4330 SEYMOUR ST, 4330, DEARBORN, MI 48126-2957

Transferred To (Grantee/Buyer)

NameVerified Name
Address7824 TERNES ST, DEARBORN, MI 48126-1020

Mortgage

Document Number56437526
DateFeb 18, 2021
Instrument56437/526
Lender
NameNATIONS DIRECT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityDearborn City
Unified School DistrictDearborn City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$205,300 (+40.14%)$410,600 (+40.14%)
2025$7,696.00 (+142.09%)
2023$146,500$293,000
2019$3,179.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEARBORN
serves 109,976 people · EPA ID MI0001730
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2026
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 884 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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