7824 Red Top Rd, Macclenny, FL 32063 Property Records

Baker County property record for 7824 Red Top Rd, Macclenny, FL 32063

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,464 sqft · built 2001
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$16,000 (Oct 1996)
Tax Bill	$2,345 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-3S-21-0126-0000-0565`

Property Details

APN / Parcel Number

Primary APN	`14-3S-21-0126-0000-0565`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,464 sqft Living Area
1st Floor Area	1,804 sqft
Upper Floors Area	200 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Carport
Garage Area	460 sqft
Carport	Carport
Carport Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	411 sqft
Patio Area	160 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	7824 RED TOP RD
City	MACCLENNY
State	FL
Zip	32063-5724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 000250 ACRES THE NORTH 2.50 AC OF LOT 56 OLD NURSERY PLANTATION PB 2 PGS 85-85J DESC IN OR 1996-115864 POM 126B RESTRICTI
Legal Range	21E
Legal Township	03S
Legal Section	14
Legal Subdivision	OLD NURSERY PLANTATION
Legal Lot Number	56
Jurisdiction	BAKER FL
Township / Civil Division	MACCLENNY
Census Block Group	4
Census Block	4020
Census Tract	40102

Owner

Source: Baker County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7824 RED TOP RD # TD, TD, MACCLENNY, FL 32063-5724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CREDIT UNION
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Feb 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 1996 · Amount on Record
Deed Sale	Oct 1, 1996 · Amount on Record
Deed Document Number	0019965864
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAKER FL
Recording Date	Jul 31, 2026
Property Address	7824 RED TOP RD, MACCLENNY, FL 32063-5724
Document Number	0000004674
Instrument Date	Jul 27, 2026
Instrument	20264674
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7824 RED TOP RD, MACCLENNY, FL 32063-5724

Mortgage

Document Number	0000004674,
Date	Jul 31, 2026
Instrument	20264674

Lender

Name	VYSTAR CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAKER FL
Property Address	7824 RED TOP RD, MACCLENNY, FL 32063-5724
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7824 RED TOP RD, MACCLENNY, FL 32063-5724

Mortgage

Document Number	0000003275
Date	May 5, 2021
Instrument	202100003275

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAKER FL
Property Address	7824 RED TOP RD, MACCLENNY, FL 32063-5724
Document Number	0000001366
Instrument Date	Feb 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7824 RED TOP RD MACCLENNY FL 320635724, MACCLENNY, FL 32063-5724

Mortgage

Document Number	0000001366
Date	Mar 5, 2018
Instrument	1366

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2048

Tax Assessment & Valuation

Source: Baker County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Baker County
Unified School District	Baker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,345.00 (+3.08%) Homeowner's exemption	$200,600 (+2.9%)	$370,500 (+4.37%) Land $62,500 Building $308,000
2024	$2,275.00 (+2.43%) Homeowner's exemption	$194,947 (+3%)	$354,991 (+1.87%) Land $62,500 Building $292,491
2023	$2,221.00 (+2.68%) Homeowner's exemption	$189,269 (+3%)	$348,467 (+6.1%) Land $62,500 Building $285,967
2022	$2,163.00 Homeowner's exemption	$183,756	$328,440 Land $62,500 Building $265,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2012–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Debby, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northeast Florida Telephone Company Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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