78220 Capac Rd, Armada, MI 48005 Property Records

Macomb County property record for 78220 Capac Rd, Armada, MI 48005 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,764 sqft · built 1989
Lot Size	10.2 acres (445,183 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,561 (2025)
Deeds & Mortgages	Dec 2019 Transfer Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-02-09-100-007`

Property Details

APN / Parcel Number

Primary APN	`13-02-09-100-007`
Alternative APN	`0209100007`

Interior

Full Baths	2 Baths
Building Area	1,764 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Contemporary
Exterior Material	Wood Siding
Lot Area	445,183 sqft (10.2 acres)
Lot Width	335 ft Width
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	78220 CAPAC RD
City	ARMADA
State	MI
Zip	48005-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	02-09-100-007 78220 CAPAC RD 48005 02-09-100-007 CAPAC RD SEC 9 T5N R13E COMM AT W 1/4 POST SEC 9, TH N 335.03 FT ALG W SEC
Legal Range	13E
Legal Township	05N
Legal Section	09
Jurisdiction	MACOMB MI
Township / Civil Division	ARMADA
Census Block Group	1
Census Block	1013
Census Tract	212000

Owner

Source: Macomb County records · APN 13-02-09-100-007

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	78220 CAPAC RD, ARMADA, MI 48005-1712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 30, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Dec 05, 2019
Transfer Doc	0000144771
Record Updated	Sep 20, 2026

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Dec 20, 2019
Property Address	78220 CAPAC RD, ARMADA, MI 48005-1712
Document Number	0000144771
Book / Page	026411 / 000487
Instrument Date	Dec 05, 2019
Instrument	144771
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	78220 CAPAC RD ARMADA MI 480051712, ARMADA, MI 48005-1712

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	78220 CAPAC RD, ARMADA, MI 48005-1712
Document Number	0000019101
Instrument Date	Jan 30, 2018
Transaction Type	Mortgage
Record Updated	Mar 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	78220 CAPAC RD ARMADA MI 480051712, ARMADA, MI 48005-1712

Mortgage

Document Number	0000019101
Date	Feb 21, 2018
Book Page	025223/000909
Instrument	19101

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON HILLS, MI 48334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 20, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Armada Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,500 (+5.11%)	$469,000 (+5.11%)
2025	$4,561.00 (+16.47%) Homeowner's exemption	$223,100 (+19.75%)	$446,200 (+19.75%)
2023		$186,300	$372,600
2022	$3,916.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260992120001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004, river or lake flooding, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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