Cook County property record for 7822 S Emerald Ave, Chicago, IL 60620
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,836 sqft · built 1909 |
| Lot Size | 0.131 acres (5,691 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Sep 2025) |
| Tax Bill | $2,614 (2021) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Nov 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-28-321-021 |
| Primary APN | 20-28-321-021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,836 sqft Living Area |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Tar & Gravel |
| Lot Area | 5,691 sqft (0.131 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7822 S EMERALD AVE |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60620-2432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | (STORKES) SUB OF AUBURN RESUB OF BLKS 1-16 IN EX R.R. LANDS IN BLK 15&16 LT10 BLK 3 LTS 3&4 IN BLK 7 LT 4 NH OF LT 5 BLK 10 & |
| Legal Range | 14E |
| Legal Township | 38N |
| Legal Section | 28 |
| Legal Subdivision | STORKES SUB |
| Legal Block | 1-16 |
| Legal Lot Number | 3-5,1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 710100 |
7822 S Emerald Ave is owned and occupied by an individual who bought it in September 2025.
Source: Cook County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7822 S EMERALD AVE, CHICAGO, IL 60620-2432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Nov 7, 2022 | Special Warranty Deed, Transfer · Commercial Mortgage CHICAGO COMMUNITY LOAN FUND |
| Oct 22, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2025 · Amount on File |
| Deed Sale | Sep 16, 2025 · Amount on File |
| Prior Sale | Feb 26, 2009 · Amount on File |
| Deed Document Number | 202520019 |
| Prior Transfer Date | Jan 19, 2021 |
| Prior Transfer Doc | 0000010041 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 16, 2025 |
| Property Address | 7822 S EMERALD AVE, CHICAGO, IL 60620-2432 |
| Document Number | 0025920019 |
| Instrument Date | Aug 19, 2025 |
| Instrument | 2525920019 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7822 S EMERALD AVE, CHICAGO, IL 60620-2432 |
| Document Number | 0025920020 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 2525920020 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 7, 2022 |
| Property Address | 7822 S EMERALD AVE, CHICAGO, IL 60620-2432 |
| Document Number | 0031142038 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 2231142038 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2025 |
| Title Company | CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1841 S CALUMET AVE APT 2105, 2105, CHICAGO, IL 60616-4816 |
| Document Number | 0031142039 |
|---|---|
| Date | Nov 7, 2022 |
| Instrument | 2231142039 |
| Name | CHICAGO COMMUNITY LOAN FUND |
|---|---|
| Type | Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0031142041 |
|---|---|
| Date | Nov 7, 2022 |
| Instrument | 2231142041 |
| Name | COUNTY OF COOK |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60602 |
| Amount | Amount on Record |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 22, 2021 |
| Property Address | 7822 S EMERALD AVE, CHICAGO, IL 60620-2432 |
| Document Number | 0029510041 |
| Instrument Date | Jan 19, 2021 |
| Instrument | 2129510041 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 69 W WASHINGTON ST STE 2938, 2938, CHICAGO, IL 60602-3060 |
| Investor | Possibly a Property Investor |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,501 Land $2,846 Building $19,655 | $225,010 Land $28,460 Building $196,550 | |
| 2023 | Additional exemption filed | ||
| 2021 | $2,614.00 | $13,000 Land $4,320 Building $8,680 | $130,000 Land $43,200 Building $86,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7822 S Emerald Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 7822 S Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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