Franklin County property record for 7822 Cubbage Rd, Westerville, OH 43081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,300 sqft · built 2022 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Sep 2021) |
| Tax Bill | $5,282 (2023) |
| Deeds & Mortgages | May 2022 Construction Loan Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-001040 |
| Primary APN | 110-001040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,300 sqft Living Area |
| 1st Floor Area | 2,307 sqft |
| Family Room | Family Room |
| Year Built | Built 2022 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,996 sqft (1.01 acres) |
| Lot Dimensions | 280 ft deep x 158 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7822 CUBBAGE RD |
|---|---|
| City | WESTERVILLE |
| State | OH |
| Zip | 43081-9579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALNUT STREET GREEN VALLEY SUBDIV LOT 5 |
| Legal Subdivision | GREEN VALLEY SUB |
| Legal Lot Number | 5 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | BLENDON |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 10000 |
Source: Franklin County assessment roll, as of August 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 160 BARCELONA AVE, WESTERVILLE, OH 43081-3401 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2022 | Deed of Trust, Mortgage · Construction Mortgage THE VINTON COUNTY NATIONAL BANK |
| Sep 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE VINTON COUNTY NATIONAL BANK |
| Dec 26, 2017 | Warranty Deed, Transfer · Conventional Mortgage STATE BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 7, 2021 · Amount on Record |
| Deed Sale | Sep 7, 2021 · Amount on Record |
| Prior Sale | Dec 26, 2017 · Amount on Record |
| Deed Document Number | 202109070157709 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 7822 CUBBAGE RD, WESTERVILLE, OH 43081-9579 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 3121 OLYMPUS CIR, SUNBURY, OH 43074-7596 |
| Document Number | 0000081475 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 202205310081475 |
| Name | THE VINTON COUNTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MC ARTHUR, OH 45651 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Mar 1, 2030 |
| Change Frequency | 3 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.5% |
| Index | 5-Year CMT |
| Max Rate | 10.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Sep 7, 2021 |
| Property Address | 7822 CUBBAGE RD, WESTERVILLE, OH 43081-9579 |
| Document Number | 0000157709 |
| Map Reference | MB 52 PG 64 |
| Instrument Date | Aug 5, 2021 |
| Instrument | 202109070157709 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 160 BARCELONA AVE, WESTERVILLE, OH 43081-3401 |
| Document Number | 0000157710 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 202109070157710 |
| Name | THE VINTON COUNTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 6.5% |
| Index | 1-Year CMT |
| Max Rate | 10.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Dec 26, 2017 |
| Property Address | 7822 CUBBAGE RD, WESTERVILLE, OH 43081-9579 |
| Document Number | 0000181042 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 181042 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2018 |
| Title Company | GREAT AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 401 CLINTON ST DEFIANCE OH 435122632, DEFIANCE, OH 43512-2632 |
| Document Number | 181043 |
|---|---|
| Date | Dec 26, 2017 |
| Instrument | 181043 |
| Name | STATE BK&TR |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 25, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Franklin County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| County Subdivision | Blendon Township |
| Unified School District | Westerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,282.00 (+78.02%) | $85,650 (+138.25%) Land $37,980 Building $47,670 | $244,700 (+138.27%) Land $108,500 Building $136,200 |
| 2022 | $2,967.00 | $35,950 Land $35,950 | |
| 2020 | $102,700 Land $102,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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