7822 Cobblestone Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7822 Cobblestone Ct, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,018 sqft · built 2016
Lot Size	0.262 acres (11,422 sqft)
Owner	Company Name on Record
Tax Bill	$14,564 (2025)
Deeds & Mortgages	Jun 2023 Transfer Jun 2021 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`810-85-002`

Property Details

APN / Parcel Number

Primary APN	`810-85-002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,018 sqft Living Area
1st Floor Area	3,018 sqft

Exterior

Year Built	Built 2016
Architectural Style	Other
Construction Type	Wood
Lot Area	11,422 sqft (0.262 acres)
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	7822 COBBLESTONE CT
City	GILROY
State	CA
Zip	95020-5753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	TR 10315 LOT 2
Legal Subdivision	10315 HEARTLAND ESTATES NORTH
Legal Tract	10315
Legal Lot Number	2
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1005
Census Tract	512510

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	7822 COBBLESTONE CT, GILROY, CA 95020-5753
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Intrafamily Transfer, Transfer
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 16, 2019	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	3 Names on Deed
Prior Sale	Oct 21, 2016 · Amount on Record
Last Transfer Date	Jun 2, 2023
Transfer Doc	0025482926
Record Updated	Jun 8, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 2, 2023
Property Address	7822 COBBLESTONE CT, GILROY, CA 95020-5753
Document Number	0025482926
Map Reference	MB 892 PG 37-42
Instrument Date	Apr 19, 2023
Instrument	25482926
Transaction Type	Transfer
Record Updated	Jun 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7822 COBBLESTONE CT, GILROY, CA 95020-5753

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7822 COBBLESTONE CT, GILROY, CA 95020-5753
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7822 COBBLESTONE CT, GILROY, CA 95020-5753

Mortgage

Document Number	0025008996
Date	Jun 25, 2021
Instrument	25008996

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7822 COBBLESTONE CT, GILROY, CA 95020-5753
Document Number	0024394441
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7822 COBBLESTONE CT GILROY CA 950205753, GILROY, CA 95020-5753

Mortgage

Document Number	0024394441
Date	Feb 3, 2020
Instrument	24394441

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,564.00 (+2.56%)	$1,104,763 (+4.04%) Land $557,078 Building $547,685
2023	$14,201.00 (+1.8%)	$1,061,866 Land $535,447 Building $526,419
2022	$13,950.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1986–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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