7822 Cinnamon Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7822 Cinnamon Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,264 sqft · built 2016
Lot Size	0.225 acres (9,810 sqft)
Owner	2 Individual Names on File
Last Sale	$979,500 (Dec 2016)
Tax Bill	$15,143 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`810-85-024`

Property Details

APN / Parcel Number

Primary APN	`810-85-024`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,264 sqft Living Area
1st Floor Area	3,264 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	9,810 sqft (0.225 acres)
Garage Area	699 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	7822 CINNAMON WAY
City	GILROY
State	CA
Zip	95020-5771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Subdivision	HERTHLAND ESTATES
Legal Tract	10315
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1001
Census Tract	512510

Owner

7822 Cinnamon Way is owned and occupied by two individuals who bought it in December 2016.

Source: Santa Clara County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7822 CINNAMON WAY, GILROY, CA 95020-5771
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Apr 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF NAT'L TR & SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2016 · Amount on File
Deed Sale	Dec 22, 2016 · Amount on File
Deed Document Number	201623541215
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7822 CINNAMON WAY, GILROY, CA 95020-5771
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023740393
Date	Aug 29, 2017
Instrument	23740393

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7822 CINNAMON WAY, GILROY, CA 95020-5771
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7822 CINNAMON WAY, GILROY, CA 95020-5771

Mortgage

Document Number	0024596485
Date	Sep 1, 2020
Instrument	24596485

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7822 CINNAMON WAY, GILROY, CA 95020-5771
Document Number	0024319646
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7822 CINNAMON WAY GILROY CA 950205771, GILROY, CA 95020-5771

Mortgage

Document Number	0024319646
Date	Nov 1, 2019
Instrument	24319646

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7822 CINNAMON WAY, GILROY, CA 95020-5771
Document Number	0023908211
Instrument Date	Apr 3, 2018
Transaction Type	Mortgage
Record Updated	Apr 19, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7822 CINNAMON WAY GILROY CA 950205771, GILROY, CA 95020-5771

Mortgage

Document Number	0023908211
Date	Apr 12, 2018
Instrument	23908211

Lender

Name	BANK OF NAT'L TR & SVGS
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7822 Cinnamon Way was $15,143 with a homeowner's exemption, up 1.8% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,182,496 (+2%) Land $497,191 Building $685,305
2025	$15,143.00 (+1.75%) Homeowner's exemption	$1,159,311 Land $487,443 Building $671,868
2024	$14,882.00 (+0.79%)
2023	$14,765.00 (+1.81%) Homeowner's exemption	$1,114,296 Land $468,516 Building $645,780
2022	$14,503.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7822 Cinnamon Way in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1986–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7822 Cinnamon Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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