7822 38th Ct E, Sarasota, FL 34243 Property Records

Manatee County property record for 7822 38th Ct E, Sarasota, FL 34243

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,429 sqft · built 1989
Lot Size	0.159 acres (6,926 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Oct 2021)
Tax Bill	$4,978 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20280-0045-9`

Property Details

APN / Parcel Number

Primary APN	`20280-0045-9`
Alternative APN	`3518322028000459`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,429 sqft Living Area
Gross Area	2,199 sqft
1st Floor Area	1,429 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,926 sqft (0.159 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Area	336 sqft
Porch	Screened Porch
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	7822 38TH CT E
City	SARASOTA
State	FL
Zip	34243-2870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 8 COPPERFIELD SUB PI#20280.0045/9
Legal Range	18E
Legal Township	35S
Legal Section	32
Legal Subdivision	COPPERFIELD
Legal Tract	02028000
Legal Lot Number	8
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3004
Census Tract	805

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7822 38TH CT E, SARASOTA, FL 34243-2870
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL/OMAHA MTG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2021 · Amount on Record
Deed Sale	Oct 11, 2021 · Amount on Record
Prior Sale	Jul 7, 2005 · Amount on Record
Deed Document Number	2021134694
Prior Transfer Date	Oct 31, 2003
Prior Transfer Doc	1878007221
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Oct 11, 2021
Property Address	7822 38TH CT E, SARASOTA, FL 34243-2870
Document Number	202141134694
Map Reference	MB 24 PG 171-174
Instrument Date	Oct 8, 2021
Instrument	202141134694
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	910 PEMBROKE DR, 910, WHITE LAKE, MI 48386-3565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7822 38TH CT E, SARASOTA, FL 34243-2870

Mortgage

Document Number	202141134695
Date	Oct 11, 2021
Instrument	202141134695

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7822 38TH CT E, SARASOTA, FL 34243-2870
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 PEMBROKE DR, WHITE LAKE, MI 48386-3565

Mortgage

Document Number	202141005949
Date	Jan 15, 2021
Instrument	202141005949

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7822 38TH CT E, SARASOTA, FL 34243-2870
Document Number	0041043088
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7822 38TH CT E SARASOTA FL 342432870, SARASOTA, FL 34243-2870

Mortgage

Document Number	0041043088
Date	Apr 27, 2020
Instrument	41043088

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 26, 2040

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,739 (-1.38%) Land $51,000 Building $305,739	$356,739 (-1.38%) Land $51,000 Building $305,739
2025	$4,978.00 (-1.52%)	$361,732 (-2.58%) Land $51,000 Building $310,732	$361,732 (-2.58%) Land $51,000 Building $310,732
2024	$5,055.00 (-3.03%)
2023	$5,213.00 (+2.8%) Homeowner's exemption	$371,319 (+15.67%) Land $51,000 Building $320,319	$371,319 (+15.67%) Land $51,000 Building $320,319
2022	$5,071.00	$321,006 Land $50,000 Building $271,006	$321,006 Land $50,000 Building $271,006

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	40 (1992–2024)
Claims Outside the SFHA	14 of 40
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 2 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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