7821 Montclair Dr, Temple, TX 76502 Property Records

Bell County property record for 7821 Montclair Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,560 sqft · built 2019
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on Record
Last Sale	$452,067 (Jun 2023)
Tax Bill	$8,552 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0829773830`

Property Details

APN / Parcel Number

Primary APN	`0829773830`
Alternative APNs	`478812` `867079`

Interior

Stories	2 Stories
Building Area	2,560 sqft Living Area
1st Floor Area	1,332 sqft
2nd Floor Area	1,228 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Wood Siding
Roof Type	Hip
Lot Area	7,797 sqft (0.179 acres)
Garage Area	375 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7821 MONTCLAIR DR
City	TEMPLE
State	TX
Zip	76502-5944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH GATE PHASE III, BLOCK 006, LOT 0001, (SECTION 1), 0.179AC
Legal Subdivision	NORTH GATE PHASE III
Legal Block	6
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2022
Census Tract	20302

Owner

Source: Bell County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7821 MONTCLAIR DR, TEMPLE, TX 76502-5944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Vendor's Lien, Transfer · Conventional Mortgage CADENCE BANK NA
Jun 7, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 23, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 22, 2019	Deed of Trust, Mortgage · Construction Mortgage CROSSFIRST BANK
Dec 9, 2019	Loan Modification, Mortgage FIRST NAT'L BK
Oct 29, 2019	Vendor's Lien, Transfer · FHA Mortgage SWBC MORTGAGE CORP
Oct 9, 2018	Grant Deed, Transfer CITY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Prior Sale	Oct 29, 2019 · Amount on Record
Deed Document Number	202323845
Record Updated	Sep 20, 2026

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 1, 2023
Property Address	7821 MONTCLAIR DR, TEMPLE, TX 76502-5944
Document Number	0000023845
Map Reference	PL 160A&B
Instrument Date	May 31, 2023
Instrument	2023023845
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7821 MONTCLAIR DR, TEMPLE, TX 76502-5944

Mortgage

Document Number	0000023846
Date	Jun 1, 2023
Instrument	2023023846

Lender

Name	CADENCE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 5, 2030
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	10.1%
Index	1-Year CMT
Max Rate	10.1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	7821 MONTCLAIR DR, TEMPLE, TX 76502-5944
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7821 MONTCLAIR DR, TEMPLE, TX 76502-5944

Mortgage

Document Number	0000036354
Date	Jun 7, 2022
Instrument	2022036354

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	EDGEWOOD, MD 21040

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Nov 1, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	7821 MONTCLAIR DR, TEMPLE, TX 76502-5944
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7821 MONTCLAIR DR, TEMPLE, TX 76502-5944

Mortgage

Document Number	0000062159
Date	Sep 23, 2021
Instrument	2021062159

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Nov 1, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	7821 MONTCLAIR DR, TEMPLE, TX 76502-5944
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021293
Date	May 22, 2019
Instrument	2019-00021293

Lender

Name	CROSSFIRST BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Construction Mortgage

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	7821 MONTCLAIR DR, TEMPLE, TX 76502-5944
Document Number	0000000194
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7462 W ADAMS AVE TEMPLE TX 765025558, TEMPLE, TX 76502-5558

Mortgage

Document Number	0000000194
Date	Jan 3, 2020
Book Page	011139/000771
Instrument	194

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	KILLEEN, TX 76541

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 2, 2021

Interest

Rate	1%

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 29, 2019
Property Address	7821 MONTCLAIR DR, TEMPLE, TX 76502-5944
Document Number	0000049656
Map Reference	DOC 2017-160-A
Instrument Date	Oct 16, 2019
Instrument	2019-00049656
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4090 STATE HIGHWAY 6 S, 4090, COLLEGE STATION, TX 77845-8962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7821 MONTCLAIR DR, TEMPLE, TX 76502-5944

Mortgage

Document Number	0000049657
Date	Oct 29, 2019
Instrument	2019-00049657

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Oct 9, 2018
Property Address	7821 MONTCLAIR DR, TEMPLE, TX 76502-5944
Document Number	0000042370
Instrument Date	Oct 3, 2018
Instrument	42370
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	4090 STATE HIGHWAY 6 S COLLEGE STATION TX 778458962, COLLEGE STATION, TX 77845-8962
Investor	Possibly a Property Investor

Mortgage

Document Number	42371
Date	Oct 9, 2018
Instrument	42371

Lender

Name	CITY BK
Type	Bank
Address	COLLEGE STATION, TX 77840

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$365,665 (-3.87%) Land $38,000 Building $327,665	$365,665 (-3.87%) Land $38,000 Building $327,665
2024	$8,552.00 (+146.1%)
2023	$3,475.00 (-58.21%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$380,403 Land $38,000 Building $342,403	$380,403 Land $38,000 Building $342,403
2022	$8,316.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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