7821 Miller Ave, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7821 Miller Ave, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,688 sqft · built 1951
Lot Size	0.27 acres (11,760 sqft)
Owner	2 Individual Names on File
Last Sale	$910,000 (Aug 2026)
Tax Bill	$4,189 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`808-13-013`

Property Details

APN / Parcel Number

Primary APN	`808-13-013`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,688 sqft Living Area
1st Floor Area	1,688 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	11,760 sqft (0.27 acres)
Lot Dimensions	140 ft deep x 84 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	7821 MILLER AVE
City	GILROY
State	CA
Zip	95020-4913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MAP H3 977
Legal Subdivision	506 CASTLEWOOD PARK UN 1
Legal Block	4
Legal Lot Number	3
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2000
Census Tract	512511

Owner

7821 Miller Ave is owned and occupied by two individuals who bought it in August 2026.

Source: Santa Clara County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7821 MILLER AVE, GILROY, CA 95020-4913
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC SVC CU
May 22, 2017	Intrafamily Transfer, Transfer · Stand-Alone Refinance SANTA CLARA COUNTY FCU
May 23, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Apr 12, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2026 · Amount on File
Deed Sale	Aug 7, 2026 · Amount on File
Prior Sale	Dec 13, 1996 · Amount on File
Deed Document Number	202626034439
Prior Transfer Date	May 17, 2017
Prior Transfer Doc	0023655858
Record Updated	Sep 20, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 7, 2026
Property Address	7821 MILLER AVE, GILROY, CA 95020-4913
Document Number	0026034439
Instrument Date	Jul 6, 2026
Instrument	202626034439
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	COAST TITLE, ORANGE COAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101,101.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7821 MILLER AVE, GILROY, CA 95020-4913

Mortgage

Document Number	0000034440,
Date	Aug 7, 2026
Instrument	202634440

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7821 MILLER AVE, GILROY, CA 95020-4913
Document Number	0024459038
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7821 MILLER AVE GILROY CA 950204913, GILROY, CA 95020-4913

Mortgage

Document Number	0024459038
Date	Apr 20, 2020
Instrument	24459038

Lender

Name	PACIFIC SVC CU
Address	CONCORD, CA 94519

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2050

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 22, 2017
Property Address	7821 MILLER AVE, GILROY, CA 95020-4913
Document Number	0023654871
Map Reference	MAP18 PG40
Instrument Date	May 17, 2017
Instrument	23654871
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7821 MILLER AVE, GILROY, CA 95020-4913

Mortgage

Document Number	0023654872
Date	May 22, 2017
Instrument	23654872

Lender

Name	SANTA CLARA COUNTY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	62 Months
Due	Jul 6, 2022

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 23, 2017
Property Address	7821 MILLER AVE, GILROY, CA 95020-4913
Document Number	0023655858
Instrument Date	May 17, 2017
Instrument	23655858
Transaction Type	Transfer
Record Updated	Jun 5, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7821 MILLER AVE GILROY CA 950204913, GILROY, CA 95020-4913

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 12, 2017
Property Address	7821 MILLER AVE, GILROY, CA 95020-4913
Document Number	0023622791
Instrument Date	Mar 29, 2017
Instrument	23622791
Transaction Type	Transfer
Record Updated	Apr 25, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7821 MILLER AVE GILROY CA 950204913, GILROY, CA 95020-4913

Tax Assessment & Valuation

The 2025 property tax bill for 7821 Miller Ave was $4,189.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$979,200 (+194.75%) Land $714,000 Building $265,200
2025	$4,189.00	$332,211 Land $128,635 Building $203,576
2023	$4,098.00 (+1.69%)	$319,313 Land $123,641 Building $195,672
2022	$4,030.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7821 Miller Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7821 Miller Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, T-Mobile, Verizon.

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