7820 Whitehurst Rd, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7820 Whitehurst Rd, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,734 sqft · built 2000
Lot Size	4.69 acres (204,300 sqft)
Owner	2 Individual Names on File
Last Sale	$1,250,000 (Apr 2006)
Tax Bill	$20,714 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone D (undetermined)
APN	`810-11-018`

Property Details

APN / Parcel Number

Primary APN	`810-11-018`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,734 sqft Living Area
1st Floor Area	2,041 sqft
2nd Floor Area	693 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	204,300 sqft
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	7820 WHITEHURST RD
City	GILROY
State	CA
Zip	95020-8821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20S
Legal Subdivision	LAS ANIMAS RHO
Legal Lot Number	7
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LLAGAS-UVAS
Census Block Group	3
Census Block	3022
Census Tract	512200

Owner

7820 Whitehurst Rd is owned and occupied by two individuals who bought it in April 2006.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7820 WHITEHURST RD, GILROY, CA 95020-8821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2006 · Amount on File
Deed Sale	Apr 26, 2006 · Amount on File
Prior Sale	Dec 1, 2004 · Amount on File
Deed Document Number	200618903748
Prior Transfer Date	Oct 13, 2001
Prior Transfer Doc	0015911143
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7820 WHITEHURST RD, GILROY, CA 95020-8821
Transaction Type	Mortgage
Record Updated	Apr 19, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7820 WHITEHURST RD, GILROY, CA 95020-8821

Mortgage

Document Number	0025278966
Date	Apr 8, 2022
Instrument	25278966

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	Other
Max Rate	9.5%

Tax Assessment & Valuation

The 2025 property tax bill for 7820 Whitehurst Rd was $20,714 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,742,379 (+2%) Land $766,646 Building $975,733
2025	$20,714.00 Homeowner's exemption	$1,708,215 Land $751,614 Building $956,601
2023	$20,232.00 (+1.82%) Homeowner's exemption	$1,641,885 Land $722,429 Building $919,456
2022	$19,871.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7820 Whitehurst Rd in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7820 Whitehurst Rd is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Razzolink Fixed Wireless	500 / 250
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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