7820 Shaffer Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 7820 Shaffer Rd, Reading, MI 49274 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,344 sqft
Lot Size	0.321 acres (13,990 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (May 2017)
Tax Bill	$1,219 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-100-001-014`

Property Details

APN / Parcel Number

Primary APN	`10-100-001-014`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,364 sqft
1st Floor Area	1,364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood Siding
Lot Area	13,990 sqft (0.321 acres)
Lot Width	64 ft Width
Garage Area	932 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7820 SHAFFER RD
City	READING
State	MI
Zip	49274-9406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 ALSO COM SW COR LOT 16 TH NELY ALG SELY LOT LN 5 FT TH NWLY TO PT ON LN B/N LOT 15 & 16 BEING 110 FT NWLY FROM POB TH
Legal Range	04W
Legal Township	07S
Legal Section	03
Legal Subdivision	SHAFFERS COVE
Legal Lot Number	15,16
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	2
Census Block	2029
Census Tract	50400

Owner

Source: Hillsdale County records · APN 10-100-001-014

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7820 SHAFFER RD, READING, MI 49274-9406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 15, 2017 · Amount on Record
Deed Sale	May 15, 2017 · Amount on Record
Prior Sale	Aug 26, 2013 · Amount on Record
Deed Book / Page	1655 / 857
Prior Transfer Date	Apr 02, 2014
Prior Transfer Doc	1560/0758
Record Updated	Jun 08, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	May 15, 2017
Property Address	7820 SHAFFER RD, READING, MI 49274-9406
Document Number	1655/0857
Book / Page	1655 / 0857
Map Reference	LB5 PG8-16
Instrument Date	May 10, 2017
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7762 MAUMEE WESTERN RD, 7762, MAUMEE, OH 43537-9334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 E FAYETTE ST, HILLSDALE, MI 49242-1340

Mortgage

Document Number	16550858
Date	May 15, 2017
Instrument	1655/0858

Lender

Name	HILLSDALE COUNTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2032

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,219.00 (-51.93%) Homeowner's exemption	$156,500 (+5.39%)	$312,321 (+5.43%) Land $58,650 Building $253,671
2023		$148,500	$296,246 Land $58,650 Building $237,596
2021	$2,536.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260590504002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018, rainfall accumulation

Wildfire

Wildfire Risk	Low above 6% of the US · above 15% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.