7820 E Gemini Dr, Flagstaff, AZ 86004 Property Records

Coconino County property record for 7820 E Gemini Dr, Flagstaff, AZ 86004 · Last verified June 2026

Property Summary

Property TypeRural Home
Details1 ba · 1,783 sqft · built 1977
Lot Size1.02 acres (44,431 sqft)
Owner2 Individual Names on File
Last Sale$5,543 (Apr 2018)
Tax Bill$1,596 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Oct 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN301-83-059

Property Details

APN / Parcel Number

Primary APN301-83-059
Alternative APN
  • R0022899

Interior

Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,783 sqft Living Area
1st Floor Area1,783 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialBlock
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area44,431 sqft (1.02 acres)
Garage TypeDetached
Garage Area576 sqft
PorchMetal Porch
Porch Area98 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account NumberR0022899
Street Address7820 E GEMINI DR
CityFLAGSTAFF
StateAZ
Zip86004-1152
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionSUBDIVISION: SUNSET CRATER EST LOT: 59 SIXTEENTH: SE QUARTER: NE SECTION: 23 TOWNSHIP: 22N RANGE: 08E
Legal SubdivisionSUNSET CRATER EST
Legal Lot Number59
JurisdictionCOCONINO AZ
Township / Civil DivisionFLAGSTAFF
Census Block Group2
Census Block2022
Census Tract1302

Owner

Source: Coconino County records · APN 301-83-059

Assessment roll updated May 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7820 E GEMINI DR, FLAGSTAFF, AZ 86004-1152
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2026Deed of Trust, Mortgage · Line of Credit
ONEAZ CREDIT UNION
Oct 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP
Dec 16, 2019Deed of Trust, Mortgage · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC
Apr 30, 2018Warranty Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC
Feb 28, 2018Loan Modification, Mortgage · Conventional Mortgage
WFB NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 2018 · Amount on Record
Deed SaleApr 30, 2018 · Amount on Record
Prior SaleMay 16, 2008 · Amount on Record
Deed Document Number20183813965
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Recording DateJun 02, 2026
Property Address7820 E GEMINI DR, FLAGSTAFF, AZ 86004-1152
Document Number0004040525
Instrument DateMay 27, 2026
Instrument20264040525
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property, 149
Address7820 E GEMINI DR, FLAGSTAFF, AZ 86004-1152

Mortgage

Document Number0004040525,
DateJun 02, 2026
Instrument20264040525
Lender
NameONEAZ CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.3%
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Property Address7820 E GEMINI DR, FLAGSTAFF, AZ 86004-1152
Transaction TypeMortgage
Record UpdatedDec 29, 2021
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address7820 E GEMINI DR, FLAGSTAFF, AZ 86004-1152

Mortgage

Document Number0003932835
DateOct 27, 2021
Instrument3932835
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Property Address7820 E GEMINI DR, FLAGSTAFF, AZ 86004-1152
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE OF ARIZONA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003860682
DateDec 16, 2019
Instrument3860682
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOCONINO AZ
Recording DateApr 30, 2018
Property Address7820 E GEMINI DR, FLAGSTAFF, AZ 86004-1152
Document Number0003813965
Map ReferenceCASE3 MAP1
Instrument DateMar 27, 2018
Instrument3813965
Transaction TypeTransfer
Record UpdatedOct 28, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7820 E GEMINI DR, 7820, FLAGSTAFF, AZ 86004-1152

Transferred To (Grantee/Buyer)

NameVerified Name
Address7820 E GEMINI DR, FLAGSTAFF, AZ 86004-1152

Mortgage

Document Number0003813966
DateApr 30, 2018
Instrument3813966
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOCONINO AZ
Property Address7820 E GEMINI DR, FLAGSTAFF, AZ 86004-1152
Document Number0003811376
Instrument DateFeb 28, 2018
Transaction TypeMortgage
Record UpdatedApr 18, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address7820 E GEMINI DR FLAGSTAFF AZ 860041152, FLAGSTAFF, AZ 86004-1152

Mortgage

Document Number0003811376
DateMar 29, 2018
Instrument3811376
Lender
NameWFB NA
AddressDES MOINES, IN 50328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate4.5%

Tax Assessment & Valuation

Source: Coconino County records · Assessment roll updated May 16, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateArizona
CountyCoconino County
Unified School DistrictFlagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$50,818 (-0.05%) Land $12,536 Building $38,282
2025$1,596.00 (+9.24%)$50,842 (+0.12%)$508,423 (+0.12%) Land $125,364 Building $383,059
2024$50,781 Land $12,536 Building $38,245
2023$1,461.00 Homeowner's exemption$507,811 Land $125,364 Building $382,447

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Coconino County (04005C), updated October 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040050013022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies21 in force
14 of 21 on primary residences
Nearby Flood Claims5 (2002–2022)
Claims Outside the SFHA5 of 5
Most Recent ClaimJul 2022, other causes

Wildfire

Wildfire RiskHigh
above 82% of the US · above 72% of Arizona
Wildfire LikelihoodAbout 1 in 273 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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