Minnehaha County property record for 7820 E 38th St, Sioux Falls, SD 57110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,288 sqft · built 2002 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $189,000 (Feb 2012) |
| Tax Bill | $3,178 (2025) |
| Deeds & Mortgages | Jan 2017 Reverse Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-23-29-351-010-000 |
| Primary APN | 01-23-29-351-010-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Finished Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,288 sqft |
| Finished Basement | 792 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Dimensions | 166 ft deep x 134 ft wide |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 73587 |
|---|---|
| Street Address | 7820 E 38TH ST |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57110-6757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | W12 JOE DRIVE LYING ADJ & (EX W20) 5 BLOCK 1 PINE HILL ADDITION 29-101-48 SPL IT ROCK TOWNSHIP |
| Legal Range | 48 |
| Legal Township | 101 |
| Legal Section | 29 |
| Legal Subdivision | PINE HILL ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SPLIT ROCK |
| Census Block Group | 3 |
| Census Block | 3071 |
| Census Tract | 10401 |
7820 E 38th St is owner-occupied and held in a trust since February 2012.
Source: Minnehaha County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 7820 E 38TH ST, SIOUX FALLS, SD 57110-6757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Corporate Trust |
| Date | Document |
|---|---|
| Jan 10, 2017 | Deed of Trust, Mortgage · Reverse Mortgage THE FIRST NATIONAL BANK IN SIOUX FALLS |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK IN SIOUX FALLS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2012 · Amount on File |
| Deed Sale | Feb 13, 2012 · Amount on File |
| Deed Book / Page | 541 / 476 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 7820 E 38TH ST, SIOUX FALLS, SD 57110-6757 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | THE FIRST NATIONAL BANK IN S |
| Name | Verified Name |
|---|
| Document Number | 1812/68 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 1812/68 |
| Instrument | R700750 |
| Name | THE FIRST NATIONAL BANK IN SIOUX FALLS |
|---|---|
| Address | SIOUX FALLS, SD 57117 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 7820 E 38TH ST, SIOUX FALLS, SD 57110-6757 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1885MTG/1033 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 1885 MTG/1033 |
| Name | THE FIRST NATIONAL BANK IN SIOUX FALLS |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Index | LIBOR |
The 2025 property tax bill for 7820 E 38th St was $3,178.
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| County Subdivision | Split Rock Township |
| Unified School District | Brandon Valley School District 49-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $314,997 (+7.73%) Land $73,582 Building $241,415 | $314,997 Land $73,582 Building $241,415 | |
| 2025 | $3,178.00 | $292,400 (+2.09%) Land $74,400 Building $218,000 | |
| 2024 | $3,178.00 | $286,400 Land $74,400 Building $212,000 | |
| 2022 | $2,703.00 | $218,500 Land $56,700 Building $161,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7820 E 38th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7820 E 38th St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIOUX FALLS serves 216,462 people · EPA ID SD4600294 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | MINNEHAHA COMMUNITY WATER CORP, LINCOLN COUNTY RURAL WATER SYSTEM |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber in parts of the area | 2,000 / 1,000 |
May also be available: CenturyLink, Verizon.
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