Garrett County property record for 782 Spear Rd, Accident, MD 21520
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,512 sqft · built 1991 |
| Lot Size | 3.25 acres (141,570 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,100 (Mar 2020) |
| Tax Bill | $3,098 (2023) |
| Deeds & Mortgages | Mar 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-013453 |
| Primary APN | 05-013453 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,512 sqft Total Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 828 sqft |
| Finished Basement | 828 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 141,570 sqft (3.25 acres) |
| Porch | Open Porch |
|---|---|
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 1,500 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 013453 |
|---|---|
| Old Parcel Number | 5013453 |
| Street Address | 782 SPEAR RD |
| City | ACCIDENT |
| State | MD |
| Zip | 21520-1021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.25 AC SE/S SPEAR RD S OF ACCIDENT |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 5, ACCIDENT |
| Census Block Group | 2 |
| Census Block | 2081 |
| Census Tract | 100 |
Source: Garrett County records, as of September 20, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2412 FRANK BRENNEMAN RD, GRANTSVILLE, MD 21536-3120 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2020 · Amount on Record |
| Deed Sale | Mar 20, 2020 · Amount on Record |
| Prior Sale | Feb 18, 1997 · Amount on Record |
| Deed Document Number | 0002194473 |
| Deed Book / Page | 2194 / 473 |
| Record Updated | Jun 7, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Mar 20, 2020 |
| Property Address | 782 SPEAR RD, ACCIDENT, MD 21520-1021 |
| Document Number | 0021940473 |
| Book / Page | 002194 / 000473 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2020 |
| Title Company | BAY NATIONAL TITLE, BAY NAT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $90.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 782 SPEAR RD ACCIDENT MD 215201021, ACCIDENT, MD 21520-1021 |
Source: Garrett County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,098.00 | $262,700 Land $31,000 Building $231,700 | $262,700 Land $31,000 Building $231,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: Xfinity.
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