782 Saugatucket Rd, Wakefield, RI 02879 Property Records

South Kingstown Town property record for 782 Saugatucket Rd, Wakefield, RI 02879

Property Summary

Property TypeSingle Family Home
Details1 bd · 1.5 ba · 1,113 sqft · built 2012
Lot Size0.72 acres (31,363 sqft)
OwnerIndividual Name on Record
Last Sale$50,000 (Mar 2012)
Tax Bill$4,054 (2025)
Deeds & MortgagesMay 2026 Second Mortgage
Aug 2023 Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APNR-50-0659-04

Property Details

APN / Parcel Number

Primary APNR-50-0659-04
Alternative APNs
  • SKIN P:041-1 L:000011
  • P:041=1 L:000011

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area1,113 sqft Living Area
Gross Area2,808 sqft
1st Floor Area840 sqft
Basement Area840 sqft
Unfinished Basement840 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleCape Cod
Exterior MaterialLogs
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area31,363 sqft (0.72 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account NumberR-50-0659-04
Street Address782 SAUGATUCKET RD
CityWAKEFIELD
StateRI
Zip02879-1712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal Lot Number11
JurisdictionSOUTH KINGSTOWN RI
Township / Civil DivisionSOUTH KINGSTOWN
Census Block Group1
Census Block1001
Census Tract51201

Owner

Source: South Kingstown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address782 SAUGATUCKET RD, WAKEFIELD, RI 02879-1712
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Aug 28, 2023Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Nov 10, 2021Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Aug 30, 2018Deed of Trust, Mortgage · FHA Mortgage
RHODE ISLAND HOUSE & MORTGAGE FINANCIAL
Aug 30, 2018Deed of Trust, Mortgage
RHODE ISLAND HOUSE & MORTGAGE FINANCIAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2012 · Amount on Record
Deed SaleMar 23, 2012 · Amount on Record
Prior SaleFeb 17, 2012 · Amount on Record
Deed Book / Page1465 / 461
Transfer Doc1461-281
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTH KINGSTOWN RI
Recording DateMay 11, 2026
Property Address782 SAUGATUCKET RD, WAKEFIELD, RI 02879-1712
Document Number001932-508
Book / Page1932 / 508
Instrument DateApr 14, 2026
Instrument202643769
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address782 SAUGATUCKET RD, WAKEFIELD, RI 02879-1712

Mortgage

Document Number0000043769,
DateMay 11, 2026
Book Page1932/508
Instrument202643769
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPMEN
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term265 Months
DueJun 1, 2048
Interest
Rate6.22%
Max Rate-1%

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTH KINGSTOWN RI
Property Address782 SAUGATUCKET RD, SOUTH KINGSTOWN, RI 02879-1712
Transaction TypeMortgage
Record UpdatedSep 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001863-553
DateAug 28, 2023
Book Page1863/553
Instrument29783
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueSep 1, 2048

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTH KINGSTOWN RI
Property Address782 SAUGATUCKET RD, SOUTH KINGSTOWN, RI 02879-1712
Transaction TypeMortgage
Record UpdatedNov 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1811-748
DateNov 10, 2021
Book Page1811/748
Instrument18980
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueDec 1, 2048

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTH KINGSTOWN RI
Property Address782 SAUGATUCKET RD, SOUTH KINGSTOWN, RI 02879-1712
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1684-645
DateAug 30, 2018
Book Page1684/645
Lender
NameRHODE ISLAND HOUSE & MORTGAGE FINANCIAL
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTH KINGSTOWN RI
Property Address782 SAUGATUCKET RD, SOUTH KINGSTOWN, RI 02879-1712
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1684-663
DateAug 30, 2018
Book Page1684/663
Lender
NameRHODE ISLAND HOUSE & MORTGAGE FINANCIAL
TypeMortgage Company
Agreement
AmountAmount Recorded
Term180 Months
DueAug 1, 2033

Tax Assessment & Valuation

Source: South Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionSouth Kingstown Town
Unified School DistrictSouth Kingstown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,054.00 (+1.22%)$453,500 (+25.14%) Land $186,000 Building $267,500$527,708
2023$4,005.00 (+0.93%)$362,400 (-) Land $143,000 Building $219,400
2022$3,968.00$362,400 Land $143,000 Building $219,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies6 in force
Nearby Flood Claims5 (2005–2021)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 2021 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER WAKEFIELD RHODE ISLAND INC
private · serves 21,225 people · EPA ID RI1615624
Water SourceGroundwater
Last State InspectionJun 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
E. coli
resolved · Aug 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

Nearby Properties on Saugatucket Rd

Nearby Streets

Search Property Records by Address or Parcel Number