Tipton County property record for 782 Morris Rd, Covington, TN 38019
| Property Type | Commercial |
|---|---|
| Details | 7.5 ba · 5,700 sqft · built 2016 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,519 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 084069 02304 |
| Primary APN | 084069 02304 |
|---|---|
| Alternative APN |
|
| Full Baths | 7.5 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 5,700 sqft Total Area |
| 1st Floor Area | 5,450 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Metal |
| Lot Area | 435,600 sqft (10 acres) |
| Terrain | Rolling |
| Garage Area | 1,550 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 1,164 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 782 MORRIS RD |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019-7280 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | DIST:08 SUBD:BOUNDARY SURVEY OF THE THETFORD PROPERTY MAP REF:069 |
| Legal Subdivision | BOUNDARY SURVEY OF THE THETFORD PROPERTY |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 40602 |
Source: Tipton County assessment roll, as of May 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 782 MORRIS RD, COVINGTON, TN 38019-7280 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2023 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Nov 22, 2017 | Trustee's Deed, Construction Loan · Line of Credit BANCORPSOUTH |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 19, 2015 |
| Deed Sale | Aug 19, 2015 |
| Deed Document Number | 0001662582 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 782 MORRIS RD, COVINGTON, TN 38019-7280 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 782 MORRIS RD, COVINGTON, TN 38019-7280 |
| Document Number | 0002019217 |
|---|---|
| Date | Nov 2, 2023 |
| Book Page | 2019/217 |
| Instrument | 270337 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38109 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Oct 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Nov 22, 2017 |
| Property Address | 782 MORRIS RD, COVINGTON, TN 38019-7280 |
| Book / Page | 001741 / 000085 |
| Instrument Date | Nov 8, 2017 |
| Instrument | 209269 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 4, 2017 |
| Name | Verified Name |
|---|---|
| Address | 782 MORRIS RD COVINGTON TN 380197280, COVINGTON, TN 38019-7280 |
| Document Number | 174185 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 001741/000085 |
| Instrument | 209269 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 21, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: Tipton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Unified School District | Tipton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,519.00 (-17.09%) | $99,850 (-) Land $16,425 Building $83,425 | |
| 2023 | $99,850 Land $16,425 Building $83,425 | ||
| 2022 | $1,832.00 | ||
| 2020 | $399,400 Land $65,700 Building $333,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POPLAR GROVE UTILITY DISTRICT serves 19,599 people · EPA ID TN0000201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 4 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
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