782 Lower Elgin Rd, Elgin, TX 78621 Property Records

Bastrop County property record for 782 Lower Elgin Rd, Elgin, TX 78621

Property Summary

Property Type	Single Family Home
Details	1,300 sqft · built 2001
Lot Size	1 acres (43,625 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,152 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R87252`

Property Details

APN / Parcel Number

Primary APN	`R87252`
Alternative APN	`O0212284`

Interior

Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	1,800 sqft
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Roof Material	Metal
Lot Area	43,625 sqft (1 acres)
Porch	Covered Porch
Porch Area	900 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	782 LOWER ELGIN RD
City	ELGIN
State	TX
Zip	78621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A55 ROGERS, JOSEPH, ACRES 1.0000
Legal Subdivision	ROGERS, JOSEPH
Legal Block	1
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1020
Census Tract	950101

Owner

Source: Bastrop County records · APN R87252

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	792 LOWER ELGIN RD, ELGIN, TX 78621-5519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 22, 2019
Deed Sale	Oct 22, 2019
Prior Sale	Mar 14, 2018 · Amount on Record
Deed Document Number	201916341
Prior Transfer Date	Oct 31, 2011
Prior Transfer Doc	002106/757
Record Updated	Sep 20, 2026

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	May 26, 2020
Property Address	782 LOWER ELGIN RD, ELGIN, TX 78621
Document Number	0202008171
Instrument Date	May 22, 2020
Instrument	202008171
Transaction Type	Transfer
Record Updated	Mar 02, 2023
Title Company	NOT AVAILABLE, ITC

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	276 PLEASANT GROVE RD, ELGIN, TX 78621-5039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9610 QUAKER CT, ROSHARON, TX 77583-4841

Mortgage

Document Number	0202008172
Date	May 26, 2020
Instrument	202008172

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

Tax Assessment & Valuation

Source: Bastrop County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,152.00 (-11.88%) Homeowner's exemption	$300,303 (-13.87%) Land $124,080 Building $176,223	$300,303 (-13.87%) Land $124,080 Building $176,223
2024	$4,712.00
2023		$348,653 Land $124,080 Building $224,573	$348,653 Land $124,080 Building $224,573
2022	$7,003.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
JAB Wireless Fixed Wireless	50 / 10

May also be available: Valley Telephone Cooperative, Inc. (TX).

Based on FCC filings for 10 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	AQUA WSC serves 86,325 people
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.