782 Hemlock Ct, Franklin Lakes, NJ 07417 Property Records

Bergen County and Franklin Lakes Borough property record for 782 Hemlock Ct, Franklin Lakes, NJ 07417

Property Summary

Property Type	Single Family Home
Details	4,949 sqft · built 1984
Lot Size	1.02 acres (44,823 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,299,000 (Dec 2021)
Tax Bill	$20,066 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-02307-0000-00001-05`

Property Details

APN / Parcel Number

Primary APN	`20-02307-0000-00001-05`
Alternative APNs	`20023070000000010005` `24460`

Interior

Stories	2 Stories
Building Area	4,949 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Frame
Lot Area	44,823 sqft (1.02 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	24460
Street Address	782 HEMLOCK CT
City	FRANKLIN LAKES
State	NJ
Zip	07417-2246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A40
Legal Description	1.029 AC
Legal Subdivision	LENAPE HILLS SEC 7
Legal Block	2307
Legal Lot Number	1.05
Jurisdiction	BERGEN NJ
Township / Civil Division	FRANKLIN LAKES
Census Block Group	1
Census Block	1034
Census Tract	20200

Owner

Source: Bergen County and Franklin Lakes Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	782 HEMLOCK CT, FRANKLIN LAKES, NJ 07417-2246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage REAL ROI LLC
Dec 15, 2021	Deed, Transfer · Conventional Mortgage MORTGAGE BANK OF CALIFORNIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2021 · Amount on Record
Deed Sale	Dec 15, 2021 · Amount on Record
Prior Sale	Aug 30, 2005 · Amount on Record
Deed Document Number	2021181068
Deed Book / Page	4493 / 971
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	Jul 31, 2026
Property Address	782 HEMLOCK CT, FRANKLIN LAKES, NJ 07417-2246
Document Number	0000052980
Book / Page	5863 / 1786
Instrument Date	Jul 13, 2026
Instrument	202652980
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	782 HEMLOCK CT, FRANKLIN LAKES, NJ 07417-2246

Mortgage

Document Number	0000052980,
Date	Jul 31, 2026
Book Page	5863/1786
Instrument	202652980

Lender

Name	REAL ROI LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 15, 2021
Property Address	782 HEMLOCK CT, FRANKLIN LAKES, NJ 07417-2246
Document Number	0044930971
Book / Page	4493 / 971
Instrument Date	Nov 15, 2021
Instrument	2021181068
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	NORTH BERGEN TITLE AGENCY INC, NORTH BERGEN TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,698.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78 PRIMROSE LN # AA, AA, PARAMUS, NJ 07652-4314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	782 HEMLOCK CT, FRANKLIN LAKES, NJ 07417-2246
Investor	Possibly a Property Investor

Mortgage

Document Number	2021181069
Date	Dec 15, 2021
Instrument	2021181069

Lender

Name	MORTGAGE BANK OF CALIFORNIA
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Dec 1, 2061

Tax Assessment & Valuation

Source: Bergen County and Franklin Lakes Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Franklin Lakes Borough
Elementary School District	Franklin Lakes Borough School District (KG - 08)
Secondary School District	Ramapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,053,900 (-) Land $452,900 Building $601,000	$1,053,900 (-) Land $452,900 Building $601,000
2025	$20,066.00 (+6.01%)	$1,053,900 (-) Land $452,900 Building $601,000	$1,053,900 (-) Land $452,900 Building $601,000
2024	$18,928.00 (+6.53%)
2023		$1,053,900 Land $452,900 Building $601,000	$1,053,900 Land $452,900 Building $601,000
2022	$17,768.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1978–2013)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2013 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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