782 Elm St, San Carlos, CA 94070 Property Records

San Mateo County property record for 782 Elm St, San Carlos, CA 94070

Property Summary

Property Type	Quadplex
Details	3 bd · 1 ba · 1,460 sqft · built 1946
Lot Size	0.16 acres (6,976 sqft)
Owner	Individual Name on File
Last Sale	$2,200,000 (Dec 2025)
Tax Bill	$51,002 (2025)
Deeds & Mortgages	Mar 2026 Transfer Dec 2025 Sale + 9 more
Flood Zone	Zone X (minimal risk)
APN	`050-151-200`

Property Details

APN / Parcel Number

Primary APN	`050-151-200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,460 sqft
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 1946
Lot Area	6,976 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	280 sqft

Location & Zoning

Street Address	782 ELM ST
City	SAN CARLOS
State	CA
Zip	94070-3044
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Legal Description	NELY 140 FT OF NWLY 50 FT OF LOT 6 BLOCK 27 AMEND MAP TOWN OF SAN CARLOS
Legal Subdivision	AMENDED MAP OF THE TOWN OF SAN CARLOS
Legal Block	27
Legal Lot Number	6
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2005
Census Tract	609201

Owner

782 Elm St, a quadplex, is owned and occupied by an individual who bought it in December 2025.

Source: San Mateo County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	782 ELM ST APT C, C, SAN CARLOS, CA 94070-3097
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Intrafamily Transfer, Transfer
Dec 18, 2025	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Aug 30, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE ORIENT
Mar 12, 2021	Deed of Trust, Mortgage · Commercial Mortgage PIVOTAL CAPITAL GROUP II LLC
Sep 10, 2025	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Sep 10, 2025	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 19, 2022	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Apr 25, 2022	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Nov 4, 2019	Deed of Trust, Mortgage · Construction Mortgage GOLDMAN SACHS BANK USA
Nov 20, 2017	Deed of Trust, Mortgage GENESIS CAP MASTER FUND
Mar 8, 2017	Loan Modification, Mortgage HANKEY CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2025 · Amount on File
Deed Sale	Dec 18, 2025 · Amount on File
Prior Sale	Sep 10, 2025
Deed Document Number	2025-069448
Record Updated	Jun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Mar 12, 2026
Property Address	782 ELM ST, SAN CARLOS, CA 94070-3044
Document Number	0000012414
Map Reference	MB 89 PG 8&9
Instrument Date	Mar 11, 2026
Instrument	2026-012414
Transaction Type	Transfer
Record Updated	Apr 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	782 ELM ST APT A, A, SAN CARLOS, CA 94070-3097

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Dec 18, 2025
Property Address	782 ELM ST, SAN CARLOS, CA 94070-3044
Document Number	0000069448
Map Reference	DOC 2025-028334
Instrument Date	Dec 17, 2025
Instrument	2025-069448
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$2,420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	782 ELM ST APT C, C, SAN CARLOS, CA 94070-3097

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	782 ELM ST, SAN CARLOS, CA 94070-3044
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1968 BIRCH AVE, SAN CARLOS, CA 94070-3710

Mortgage

Document Number	0000063942
Date	Aug 30, 2022
Instrument	2022-063942

Lender

Name	BANK OF THE ORIENT
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	782 ELM ST, SAN CARLOS, CA 94070-3044
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	777 MARINERS BLVD #150 150, 150, SAN MATEO, CA

Mortgage

Document Number	0000040962
Date	Mar 12, 2021
Instrument	2021-040962

Lender

Name	PIVOTAL CAPITAL GROUP II LLC
Type	Non-Lending Institution
Address	LADERA RANCH, CA 92694

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Sep 10, 2025
Property Address	782 ELM ST, SAN CARLOS, CA 94070-3044
Document Number	0000047015
Map Reference	MB 89 PG 8&9
Instrument Date	Sep 5, 2025
Instrument	2025-047015
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	782 ELM ST APT A, A, SAN CARLOS, CA 94070-3097

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 10, 2025
Property Address	782 ELM ST, SAN CARLOS, CA 94070-3044
Document Number	0000047014
Map Reference	MB 89 PG 8&9
Instrument Date	Sep 5, 2025
Instrument	2025-047014
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	782 ELM ST APT A, A, SAN CARLOS, CA 94070-3097

Mortgage

Document Number	0000047016
Date	Sep 10, 2025
Instrument	2025-047016

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	SOFR Average 30-Day
Max Rate	9.75%

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jul 19, 2022
Property Address	782 ELM ST, SAN CARLOS, CA 94070-3020
Document Number	0000055595
Map Reference	MB 8 PG 25&26
Instrument Date	Jun 7, 2022
Instrument	2022-055595
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6956, SAN CARLOS, CA 94070-6956

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 25, 2022
Property Address	782 ELM ST, SAN CARLOS, CA 94070-3020
Document Number	0000034564
Map Reference	MB 8 PG 25
Instrument Date	Apr 20, 2022
Instrument	2022-034564
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$2,255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6956, SAN CARLOS, CA 94070-6956

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	782 ELM ST, SAN CARLOS, CA 94070-3020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091949
Date	Nov 4, 2019
Instrument	2019-091949

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank
Address	SHERMAN OAKS, CA 91403

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	782 ELM ST, SAN CARLOS, CA 94070-3020
Document Number	0000107154
Instrument Date	Nov 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 41ST AVE #251 SAN MATEO CA 944035105, 251, SAN MATEO, CA 94403-5105

Mortgage

Document Number	0000107154
Date	Nov 30, 2017
Instrument	107154

Lender

Name	GENESIS CAP MASTER FUND
Type	Funding / Finance Company
Address	21650 OXNARD ST # 1700, WOODLAND HILLS, CA 91367-5058

Agreement

Amount	Amount on Record

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN MATEO CA
Property Address	782 ELM ST, SAN CARLOS, CA 94070-3020
Document Number	0000028783
Instrument Date	Mar 8, 2017
Transaction Type	Mortgage
Record Updated	Apr 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000028783
Date	Apr 3, 2017
Instrument	28783

Lender

Name	HANKEY CAP
Type	Funding / Finance Company
Address	4751 WILSHIRE BLVD # 110, LOS ANGELES, CA 90010-3838

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 782 Elm St was $51,002, up 111.2% from the year before.

Source: San Mateo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Carlos City
Elementary School District	San Carlos Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$51,002.00 (+111.2%)	$4,399,295 Land $2,016,295 Building $2,383,000
2024	$24,149.00 (+3.9%)
2023	$23,242.00 (-0.39%)	$1,938,000 Land $1,938,000
2022	$23,333.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 782 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1983–2023)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 782 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN CARLOS private · serves 34,801 people · EPA ID CA4110007
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures