782 E Sterling Ln, Flagstaff, AZ 86005 Property Records

Coconino County property record for 782 E Sterling Ln, Flagstaff, AZ 86005

Property Summary

Property Type	Condominium
Details	2,374 sqft · built 2018
Lot Size	0.075 acres (3,269 sqft)
Owner	Trust Name on File
Last Sale	$772,000 (Jan 2025)
Tax Bill	$3,584 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Mar 2019 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`105-20-130`

Property Details

APN / Parcel Number

Primary APN	`105-20-130`
Alternative APN	`R0350932`

Interior

Stories	10 Stories
Building Area	2,374 sqft Living Area

Exterior

Year Built	Built 2018
Lot Area	3,269 sqft (0.075 acres)

Location & Zoning

Account Number	R0350932
Street Address	782 E STERLING LN
City	FLAGSTAFF
State	AZ
Zip	86005-6400
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUBDIVISION: PINNACLE PINES UNIT 2 PH 2 LOT: 114 SIXTEENTH: NE QUARTER: NE SECTION: 33 TOWNSHIP: 21N RANGE: 07E
Legal Range	07E
Legal Township	21N
Legal Section	33
Legal Subdivision	PINNACLE PINES
Legal Phase	2
Legal Lot Number	114
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	3
Census Block	3001
Census Tract	902

Owner

782 E Sterling Ln, a condominium, is held in a trust since January 2025.

Source: Coconino County records, as of November 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Co-owner	2 Co-owners on File
Mailing Address	901 E MOUNTAIN SAGE DR, PHOENIX, AZ 85048-4431
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2019	Quit Claim Deed, Mortgage STEARNS LNDG LLC
Mar 29, 2019	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Mar 28, 2019	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Sep 21, 2018	Warranty Deed, Transfer
Sep 21, 2018	Grant Deed, Transfer · Conventional Mortgage 5TH STREET CAP INC
Sep 21, 2018	Quit Claim Deed, Transfer PIONEER TITLE COMPANY
May 2, 2018	Grant Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Jun 25, 2018	Loan Modification, Mortgage COMMERCE BK/AZ
Apr 27, 2018	Loan Modification, Mortgage COMMERCE BK/AZ

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 28, 2025 · Amount on File
Deed Sale	Jan 28, 2025 · Amount on File
Prior Sale	Mar 29, 2019
Deed Document Number	4010644
Record Updated	Jun 8, 2026

March 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	COCONINO AZ
Recording Date	Mar 28, 2019
Property Address	782 E STERLING LN, FLAGSTAFF, AZ 86005-6400
Document Number	0003838207
Instrument Date	Mar 19, 2019
Instrument	3838207
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1927 N ASHLAND MESA AZ 852032559, MESA, AZ 85203-2559

Mortgage

Document Number	3838338
Date	Mar 28, 2019
Instrument	3838338

Lender

Name	STEARNS LNDG LLC
Address	SANTA ANA, CA 92707

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Mar 29, 2019
Property Address	782 E STERLING LN, FLAGSTAFF, AZ 86005-6400
Document Number	0003838339
Map Reference	DOC 3737440
Instrument Date	Mar 19, 2019
Instrument	3838339
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40269 HOLLAND RD, 40269, FLAGSTAFF, AZ 86005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	782 E STERLING LN, FLAGSTAFF, AZ 86005-6400

Mortgage

Document Number	0003838338
Date	Mar 29, 2019
Instrument	3838338

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Mar 28, 2019
Property Address	782 E STERLING LN, FLAGSTAFF, AZ 86005-6400
Document Number	0003838206
Instrument Date	Mar 19, 2019
Instrument	3838206
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4029 S HOLLAND RD FLAGSTAFF AZ 860058924, FLAGSTAFF, AZ 86005-8924

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Sep 21, 2018
Property Address	782 E STERLING LN, FLAGSTAFF, AZ 86005-6400
Document Number	0003825920
Instrument Date	Sep 4, 2018
Instrument	3825920
Transaction Type	Transfer
Record Updated	Oct 5, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	782 E STERLING LN FLAGSTAFF AZ 860056400, FLAGSTAFF, AZ 86005-6400

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COCONINO AZ
Recording Date	Sep 21, 2018
Property Address	782 E STERLING LN, FLAGSTAFF, AZ 86005-6400
Document Number	0003825916
Instrument Date	Aug 14, 2018
Instrument	3825916
Transaction Type	Transfer
Record Updated	Oct 9, 2018
Title Company	PIONEER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$411.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4029 S HOLLAND RD FLAGSTAFF AZ 860058924, FLAGSTAFF, AZ 86005-8924

Mortgage

Document Number	3825918
Date	Sep 21, 2018
Instrument	3825918

Lender

Name	5TH STREET CAP INC
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.25%

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COCONINO AZ
Recording Date	Sep 21, 2018
Property Address	782 E STERLING LN, FLAGSTAFF, AZ 86005-6400
Document Number	0003825917
Instrument Date	Aug 14, 2018
Instrument	3825917
Transaction Type	Transfer
Record Updated	Oct 5, 2018
Title Company	PIONEER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1927 N ASHLAND MESA AZ 852032559, MESA, AZ 85203-2559

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COCONINO AZ
Recording Date	May 2, 2018
Property Address	782 E STERLING LN, FLAGSTAFF, AZ 86005-6400
Document Number	0003814181
Instrument Date	May 1, 2018
Instrument	3814181
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$85.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3605 S FLAGSTAFF RANCH RD FLAGSTAFF AZ 860052425, FLAGSTAFF, AZ 86005-2425

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COCONINO AZ
Recording Date	Jun 25, 2018
Property Address	782 E STERLING LN, FLAGSTAFF, AZ 86005-6400
Instrument Date	Apr 27, 2018
Instrument	3818415
Transaction Type	Mortgage
Record Updated	Jul 24, 2018
Title Company	PIONEER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3605 S FLAGSTAFF RANCH RD FLAGSTAFF AZ 860052425, FLAGSTAFF, AZ 86005-2425
Investor	Possibly a Property Investor

Mortgage

Document Number	0003818415
Date	Jun 25, 2018
Instrument	3818415

Lender

Name	COMMERCE BK/AZ
Type	Bank
Address	4110 N SCOTTSDALE RD # 120, SCOTTSDALE, AZ 85251-3939

Agreement

Amount	Amount on Record

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COCONINO AZ
Property Address	782 E STERLING LN, FLAGSTAFF, AZ 86005-6400
Document Number	0003814183
Instrument Date	Apr 27, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3605 S FLAGSTAFF RANCH RD FLAGSTAFF AZ 860052425, FLAGSTAFF, AZ 86005-2425
Investor	Possibly a Property Investor

Mortgage

Document Number	0003814183
Date	May 2, 2018
Instrument	3814183

Lender

Name	COMMERCE BK/AZ
Type	Bank
Address	4110 N SCOTTSDALE RD # 120, SCOTTSDALE, AZ 85251-3939

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 782 E Sterling Ln was $3,584.

Source: Coconino County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,052 Land $6,695 Building $57,357
2025	$3,584.00		$640,516 Land $66,950 Building $573,566
2024		$62,795 Land $6,695 Building $56,100
2023	$3,345.00		$627,953 Land $66,950 Building $561,003

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 782 E Sterling Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 782 E Sterling Ln is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 60% of Arizona
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bluespan Wireless.

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