782 Cheyenne Ln, Elgin, IL 60123 Property Records

Kane County property record for 782 Cheyenne Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,363 sqft · built 1989
Lot Size	0.114 acres (4,974 sqft)
Owner	2 Individual Names on Record
Last Sale	$156,500 (Apr 2016)
Tax Bill	$6,168 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-09-151-026`

Property Details

APN / Parcel Number

Primary APN	`06-09-151-026`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,363 sqft Living Area
Gross Area	2,726 sqft
1st Floor Area	1,363 sqft
Basement Area	1,363 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Lot Area	4,974 sqft (0.114 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	782 CHEYENNE LN
City	ELGIN
State	IL
Zip	60123-2560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY CREEK UNIT 11 NORTHERLY 41.45 FT OF LOT 463
Legal Subdivision	VALLEY CREEK
Legal Block	2
Legal Lot Number	463
Legal Unit	11
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2014
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	782 CHEYENNE LN, ELGIN, IL 60123-2560
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 19, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 16, 2019	Loan Modification, Mortgage · FHA Mortgage PINGORA LOAN SVCNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2016 · Amount on Record
Deed Sale	Apr 5, 2016 · Amount on Record
Prior Sale	Sep 2, 1994 · Amount on Record
Deed Document Number	201615895
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	782 CHEYENNE LN, ELGIN, IL 60123-2560
Transaction Type	Mortgage
Record Updated	Dec 6, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	782 CHEYENNE LN, ELGIN, IL 60123-2560

Mortgage

Document Number	0000041812
Date	Nov 30, 2023
Instrument	2023K041812

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Dec 1, 2063

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	782 CHEYENNE LN, ELGIN, IL 60123-2560
Document Number	0000040978
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	782 CHEYENNE LN ELGIN IL 601232560, ELGIN, IL 60123-2560

Mortgage

Document Number	0000040978
Date	Sep 5, 2019
Instrument	40978

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2049

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	782 CHEYENNE LN, ELGIN, IL 60123-2560
Document Number	0000040977
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	782 CHEYENNE LN ELGIN IL 601232560, ELGIN, IL 60123-2560

Mortgage

Document Number	0000040977
Date	Sep 5, 2019
Instrument	40977

Lender

Name	PINGORA LOAN SVCNG
Type	Funding / Finance Company
Address	DENVER, CO 80202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2049

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,168.00 (+15.83%) Homeowner's exemption	$88,854 (+8.57%) Land $19,832 Building $69,022	$266,669 (+8.57%) Land $59,520 Building $207,149
2024		$81,841 (+21.39%) Land $18,267 Building $63,574	$245,621 (+21.44%) Land $54,823 Building $190,798
2022	$5,325.00 (+4.66%) Homeowner's exemption	$67,418 (+6.96%) Land $15,048 Building $52,370	$202,254 (+6.96%) Land $45,144 Building $157,110
2021	$5,088.00 Homeowner's exemption	$63,031 Land $14,069 Building $48,962	$189,093 Land $42,207 Building $146,886

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fox Valley Internet.

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