Elk County property record for 782 Brandy Camp Rd, Kersey, PA 15846
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · built 1974 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,748 (2026) |
| Deeds & Mortgages | Sep 2012 Mortgage Mar 2006 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-19-007-9968 |
| Primary APN | 03-19-007-9968 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Lot Dimensions | 434 ft deep x 295 ft wide |
| Total Buildings | 3 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 782 BRANDY CAMP RD |
|---|---|
| City | KERSEY |
| State | PA |
| Zip | 15846-1504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 295X434 |
| Jurisdiction | ELK PA |
| Township / Civil Division | FOX |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 951000 |
782 Brandy Camp Rd is owned and occupied by an individual.
Source: Elk County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 782 BRANDY CAMP RD, KERSEY, PA 15846-1504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 6, 2012 | Deed of Trust, Mortgage FIRST COMMONWEALTH BANK |
| Mar 16, 2006 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELK PA |
| Property Address | 782 BRANDY CAMP RD, KERSEY, PA 15846-1504 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2012003501 |
|---|---|
| Date | Sep 6, 2012 |
| Instrument | 2012-003501 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | KERSEY, PA 15846 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Sep 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELK PA |
| Property Address | 782 BRANDY CAMP RD, KERSEY, PA 15846-1504 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00546/0488 |
|---|---|
| Date | Mar 16, 2006 |
| Book Page | 0546/0488 |
| Instrument | 2006-000987 |
| Name | NORTHWEST SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2036 |
The 2026 property tax bill for 782 Brandy Camp Rd was $2,748, up 3.5% from the year before.
Source: Elk County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Elk County |
| County Subdivision | Fox Township |
| Unified School District | St. Marys Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,748.00 (+3.46%) | $40,750 (-) Land $5,250 Building $35,500 | $81,500 (-) |
| 2025 | $2,656.00 (+2.79%) | $40,750 (-) Land $5,250 Building $35,500 | $81,500 |
| 2024 | $2,584.00 (+9.63%) | $40,750 (-) Land $5,250 Building $35,500 | |
| 2023 | $2,357.00 | $40,750 Land $5,250 Building $35,500 | |
| 1984 | $81,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 782 Brandy Camp Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 782 Brandy Camp Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST MARYS AREA WATER AUTH serves 19,588 people · EPA ID PA6240016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: AT&T, Windstream, Zito Media.
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