78186 Rillstone Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 78186 Rillstone Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,998 sqft · built 2014
Lot Size	0.172 acres (7,517 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Aug 2024)
Tax Bill	$3,615 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0015C-0A-045.00`

Property Details

APN / Parcel Number

Primary APN	`0015C-0A-045.00`
Alternative APN	`85981`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,998 sqft Living Area
Gross Area	1,815 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,517 sqft (0.172 acres)
Garage Area	440 sqft
Porch	Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	85981
Street Address	78186 RILLSTONE DR
City	LANCASTER
State	SC
Zip	29720-6446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Subdivision	EDENMOOR SUBDIVISION
Legal Block	224
Legal Lot Number	224
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1012
Census Tract	11210

Owner

78186 Rillstone Dr is owned and occupied by two individuals who bought it in August 2024.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	78186 RILLSTONE DR, LANCASTER, SC 29720-6446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Intrafamily Transfer, Transfer
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jul 19, 2019	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 6, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2024 · Amount on File
Deed Sale	Aug 21, 2024 · Amount on File
Prior Sale	Jul 19, 2019 · Amount on File
Deed Document Number	202410022
Deed Book / Page	1823 / 225
Prior Transfer Date	Jul 14, 2023
Prior Transfer Doc	0000008718
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER SC
Recording Date	Jul 14, 2023
Property Address	78186 RILLSTONE DR, LANCASTER, SC 29720-6446
Document Number	0000008718
Book / Page	1686 / 188
Map Reference	MB 2014 PG 241
Instrument Date	Jul 14, 2023
Instrument	2023008718
Transaction Type	Transfer
Record Updated	Jul 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	78186 RILLSTONE DR, LANCASTER, SC 29720-6446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012652
Date	Jul 31, 2020
Book Page	4079/112
Instrument	2020012652

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 19, 2019
Property Address	78186 RILLSTONE DR, LANCASTER, SC 29720-6446
Document Number	0000010471
Book / Page	1252 / 179
Map Reference	MB 2014 PG 241
Instrument Date	Jul 10, 2019
Instrument	2019010471
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$993.45
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	78186 RILLSTONE DR, LANCASTER, SC 29720-6446
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010472
Date	Jul 19, 2019
Instrument	2019010472

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Sep 6, 2017
Property Address	78186 RILLSTONE DR, LANCASTER, SC 29720-6446
Document Number	0000013273
Book / Page	001080 / 000117
Instrument Date	Aug 29, 2017
Instrument	13273
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$895.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78186 RILLSTONE DR LANCASTER SC 297206446, LANCASTER, SC 29720-6446

Mortgage

Document Number	13274
Date	Sep 6, 2017
Book Page	003420/000277
Instrument	13274

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 78186 Rillstone Dr was $3,615, up 36.1% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,615.00 (+36.11%)	$17,392 Land $3,000 Building $14,392	$434,800 Land $75,000 Building $359,800
2024	$2,656.00 (+1.61%)
2023	$2,614.00 (+0.77%)	$10,892 (-) Land $1,600 Building $9,292	$272,300 (-) Land $40,000 Building $232,300
2022	$2,594.00	$10,892 Land $1,600 Building $9,292	$272,300 Land $40,000 Building $232,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 78186 Rillstone Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78186 Rillstone Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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