Kent County property record for 7818 Silverthorne Dr SE, Ada, MI 49301
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 4,381 sqft |
| Lot Size | 1.68 acres (73,181 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $179,900 (Oct 2018) |
| Tax Bill | $21,366 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-19-10-476-026 |
| Primary APN | 41-19-10-476-026 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 4,381 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 73,181 sqft (1.68 acres) |
|---|---|
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7818 SILVERTHORNE DR SE |
|---|---|
| City | ADA |
| State | MI |
| Zip | 49301-8140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 411910476026 PART OF SE 1/4 OF SEC 10 & PART OF NE 1/4 OF SEC 15 COM 487.08 FT S 0D 30M 15S E ALONG E SEC LINE & 1055.81 FT S |
| Legal Range | 10W |
| Legal Township | 06N |
| Legal Section | 10 |
| Jurisdiction | KENT MI |
| Township / Civil Division | CASCADE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 12202 |
Source: Kent County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7818 SILVERTHORNE DR SE, ADA, MI 49301-8140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Jun 1, 2020 | Loan Modification, Mortgage LAKE MI CU |
| Sep 10, 2019 | Intrafamily Transfer, Transfer · Construction Mortgage LAKE MICHIGAN CU |
| Oct 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage LAKE MI CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2018 · Amount on Record |
| Deed Sale | Oct 25, 2018 · Amount on Record |
| Deed Document Number | 201884362 |
| Last Transfer Date | Sep 9, 2019 |
| Transfer Doc | 0000068566 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 7818 SILVERTHORNE DR SE, ADA, MI 49301-8140 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013804 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 20210204-0013804 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Max Rate | 8% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 7818 SILVERTHORNE DR SE, ADA, MI 49301-8140 |
| Document Number | 0000063268 |
| Instrument Date | Jun 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7818 SILVERTHORNE DR SE ADA MI 49301, ADA, MI 49301 |
| Document Number | 0000063268 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 63268 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 2848, GRAND RAPIDS, MI 49501-2848 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 20, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.49% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Sep 10, 2019 |
| Property Address | 7818 SILVERTHORNE DR SE, ADA, MI 49301-8140 |
| Document Number | 0000068566 |
| Instrument Date | Sep 9, 2019 |
| Instrument | 20190910-0068566 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5387 HARTFIELD CT SE, ADA, MI 49301-7727 |
| Document Number | 0000068567 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 20190910-0068567 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.49% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.49% |
| Index | 1-Year LIBOR |
| Max Rate | 9.49% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Oct 25, 2018 |
| Property Address | 7818 SILVERTHORNE DR SE, ADA, MI 49301-8140 |
| Document Number | 0000084362 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 84362 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,547.14 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5387 HARTFIELD CT SE ADA MI 493017727, ADA, MI 49301-7727 |
| Document Number | 84363 |
|---|---|
| Date | Oct 25, 2018 |
| Instrument | 84363 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.61% |
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Cascade Charter Township |
| Unified School District | Forest Hills Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $948,300 (+8.35%) | $1,896,600 (+8.35%) | |
| 2025 | $21,366.00 (+954.59%) Homeowner's exemption | $875,200 (+33.68%) | $1,750,400 (+33.68%) |
| 2023 | $654,700 | $1,309,400 | |
| 2019 | $2,026.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND RAPIDS serves 306,901 people · EPA ID MI0002790 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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