Santa Clara County property record for 7818 Monterey St, Gilroy, CA 95020
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 14,313 sqft · built 1936 |
| Lot Size | 0.62 acres (26,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,000 (Oct 1994) |
| Tax Bill | $12,456 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 841-02-014 |
| Primary APN | 841-02-014 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 14,313 sqft Total Area |
| 1st Floor Area | 14,313 sqft |
| Elevator | Elevator |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Custom Design |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 26,988 sqft (0.62 acres) |
| Lot Dimensions | 173 ft deep x 156 ft wide |
| Cooling System | None |
|---|
| Street Address | 7818 MONTEREY ST |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | C2 |
| Legal Subdivision | GILROY MEADOWS |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 512604 |
7818 Monterey St, a commercial property, is owned by an individual who acquired it in November 2024.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5665 FRAZIER LAKE RD, GILROY, CA 95020-9521 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 1994 · Amount on File |
| Deed Sale | Oct 17, 1994 · Amount on File |
| Deed Document Number | 199412688033 |
| Deed Book / Page | 634 / 700 |
| Last Transfer Date | Nov 26, 2024 |
| Transfer Doc | 0025738019 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7818 MONTEREY ST, GILROY, CA 95020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 5665 FRAZIER LAKE RD, GILROY, CA 95020-9521 |
| Document Number | 0025237071 |
|---|---|
| Date | Feb 9, 2022 |
| Instrument | 25237071 |
| Name | METROPOLITAN BANK |
|---|---|
| Type | Bank |
| Address | OAKLAND, CA 94606 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2037 |
The 2025 property tax bill for 7818 Monterey St was $12,456, up 1.6% from the year before.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $985,130 (+2%) Land $651,047 Building $334,083 | |
| 2025 | $12,456.00 (+1.62%) | $965,815 Land $638,282 Building $327,533 |
| 2024 | $12,257.00 | |
| 2023 | $928,313 Land $613,498 Building $314,815 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 7818 Monterey St in Zone X, an area of moderate flood risk, though there have been 7 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1982–1997) |
| Most Recent Claim | Jan 1997 · Severe Storms, Flooding, Mud And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7818 Monterey St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier, GeoLinks, Verizon.
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