7818 D Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 7818 D Rd, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1978
Square Footage	1,240 sqft Living Area
Lot Size	217,800 sqft (5 acres)
Occupancy	Owner Occupied
Tax Bill	$1,826.00 (2024)

Owner

Source: Monroe County records · APN 07-18-300-007-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7818 D RD, WATERLOO, IL 62298-5120
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE IL
Property Address	7818 D RD, WATERLOO, IL 62298-5120
Document Number	0000402426
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	7818 D RD WATERLOO IL 622985120, WATERLOO, IL 62298-5120

Mortgage

Document Number	0000402426
Date	Jul 12, 2019
Instrument	402426

Lender

Name	COLUMBIA NAT'L BK
Type	Bank
Address	COLUMBIA, IL 62236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	216 Months
Due	Jul 11, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,610 (+5.72%) Land $23,620 Building $44,990	$205,830 (+5.72%) Land $70,860 Building $134,970
2024	$1,826.00 (-11.01%)
2022	$2,052.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$64,900 Land $23,620 Building $41,280	$194,700 Land $70,860 Building $123,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`07-18-300-007-000`
Alternative APN	`07180000000902 00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,240 sqft Living Area
1st Floor	1,240 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	217,800 sqft (5 acres)
Patio Area	60 sqft Patio
Porch Area	288 sqft Porch
Canopy Area	200 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	7818 D RD
City	WATERLOO
State	IL
Zip	62298-5120
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PART TAX LOT 5 SUR 400 0136005
Legal Range	10W
Legal Township	02S
Legal Section	18
Legal Subdivision	SURVEY 400 CLAIM 321
Legal Lot Number	5
Jurisdiction	MONROE IL
Minor Civil Division	14
Census Blockgroup	2
Census Block	2036
Census Tract	600402