7817 Flat Rock St, Moody, TX 76557 Property Records

Bell County property record for 7817 Flat Rock St, Moody, TX 76557

Property Summary

Property Type	Vacant Land
Lot Size	0.727 acres (31,658 sqft)
Owner	2 Individual Names on File
Last Sale	$421,346 (Jun 2026)
Tax Bill	$519 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0687630123`

Property Details

APN / Parcel Number

Primary APN	`0687630123`
Alternative APN	`513630`

Exterior

Lot Area	31,658 sqft (0.727 acres)

Location & Zoning

Street Address	7817 FLAT ROCK ST
City	MOODY
State	TX
Zip	76557-4393
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	DEER GROVE, BLOCK 001, LOT 0008
Legal Subdivision	DEER GROVE
Legal Block	1
Legal Lot Number	8
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	1
Census Block	1045
Census Tract	20204

Owner

7817 Flat Rock St, vacant land, is owned and occupied by two individuals who bought it in June 2026.

Source: Bell County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7817 FLAT ROCK ST, MOODY, TX 76557-4393
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FIRST BANK
Jan 2, 2026	Warranty Deed, Transfer · Commercial Mortgage SECURITY BANK OF TEXAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Prior Sale	Jan 2, 2026 · Amount on File
Deed Document Number	202632263
Record Updated	Sep 20, 2026

June 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jun 26, 2026
Property Address	7817 FLAT ROCK ST, MOODY, TX 76557-4393
Document Number	0000032263
Instrument Date	Jun 24, 2026
Instrument	202632263
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7817 FLAT ROCK ST, MOODY, TX 76557-4393

Mortgage

Document Number	0000032264,
Date	Jun 26, 2026
Instrument	202632264

Lender

Name	FIRST BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jan 2, 2026
Property Address	7817 FLAT ROCK ST, MOODY, TX 76557-4393
Document Number	0000000087
Map Reference	DOC 2022051058
Instrument Date	Dec 30, 2025
Instrument	2026000087
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 N MAIN ST # 10A, 10A, SALADO, TX 76571-5844

Mortgage

Document Number	0000000088
Date	Jan 2, 2026
Instrument	2026000088

Lender

Name	SECURITY BANK OF TEXAS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	11 Months
Due	Dec 30, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 7817 Flat Rock St was $519, down 0.8% from the year before.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$519.00 (-0.76%)	$35,000 Land $35,000	$35,000 Land $35,000
2024	$523.00 (+1.95%)
2023	$513.00	$35,000 Land $35,000	$35,000 Land $35,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7817 Flat Rock St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7817 Flat Rock St is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 69% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOFFAT WSC serves 4,633 people · EPA ID TX0140028
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Oct 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Altitude ISP Fixed Wireless	500 / 100

May also be available: Nextlink, T-Mobile, Verizon.

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