7816 Thomas Spring Rd, Bridgewater, VA 22812 Property Records

Rockingham County property record for 7816 Thomas Spring Rd, Bridgewater, VA 22812

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,053 sqft · built 1890
Lot Size	0.895 acres (38,986 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,549 (Jun 2017)
Tax Bill	$1,483 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`121A-(A)-L19`

Property Details

APN / Parcel Number

Primary APN	`121A-(A)-L19`
Alternative APNs	`R36814` `36814`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,053 sqft Living Area
Gross Area	2,319 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	38,986 sqft (0.895 acres)
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Cistern

Location & Zoning

Account Number	R36814
Street Address	7816 THOMAS SPRING RD
City	BRIDGEWATER
State	VA
Zip	22812-3343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	SPRING CREEK
Legal Subdivision	SPRING CREEK
Jurisdiction	ROCKINGHAM VA
Township / Civil Division	ASHBY
Census Block Group	2
Census Block	2066
Census Tract	11200

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7816 THOMAS SPRING RD, BRIDGEWATER, VA 22812-3343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 25, 2019	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH ONE FCU
Jun 1, 2017	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2017 · Amount on Record
Deed Sale	Jun 1, 2017 · Amount on Record
Deed Document Number	201715792
Deed Book / Page	4884 / 481
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Recording Date	Aug 19, 2026
Property Address	7816 THOMAS SPRING RD, BRIDGEWATER, VA 22812-3343
Document Number	0000018479
Book / Page	6087 / 1
Instrument Date	Aug 18, 2026
Instrument	202618479
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7816 THOMAS SPRING RD, BRIDGEWATER, VA 22812-3343

Mortgage

Document Number	0000018479,
Date	Aug 19, 2026
Book Page	6087/1
Instrument	202618479

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	7816 THOMAS SPRING RD, BRIDGEWATER, VA 22812-3343
Transaction Type	Mortgage
Record Updated	Aug 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5140/393
Date	Jul 25, 2019
Book Page	5140/393
Instrument	2019-17725

Lender

Name	COMMONWEALTH ONE FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22304

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jun 27, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Jun 1, 2017
Property Address	7816 THOMAS SPRING RD, BRIDGEWATER, VA 22812-3343
Document Number	4884/481
Book / Page	4884 / 481
Instrument Date	May 12, 2017
Instrument	2017-00015792
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	WEST END TITLE, WEST VIEW TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$149.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7816 THOMAS SPRING RD, BRIDGEWATER, VA 22812-3343

Mortgage

Document Number	201700015793
Date	Jun 1, 2017
Instrument	2017-00015793

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockingham County
Unified School District	Rockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,483.00	$224,700 Land $49,000 Building $175,700	$224,700 Land $49,000 Building $175,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	6 (1985–1996)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Thomas Spring Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures