7816 Cliffview Dr, Poland (Youngstown), OH 44514 Property Records

Mahoning County property record for 7816 Cliffview Dr, Poland, OH 44514

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,382 sqft · built 1984
Lot Size	0.405 acres (17,642 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,692 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Mar 2008 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35-045-0-048.00-0`

Property Details

APN / Parcel Number

Primary APN	`35-045-0-048.00-0`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,382 sqft Living Area
Gross Area	5,674 sqft
1st Floor Area	1,786 sqft
Upper Floors Area	1,596 sqft
Basement Area	1,596 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	17,642 sqft (0.405 acres)
Lot Dimensions	173 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	800 sqft
Porch	Enclosed Breezeway
Porch Area	344 sqft
Breezeway	Breezeway
Shed	1 Shed
Shed Area	96 sqft
Gazebo	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	7816 CLIFFVIEW DR
City	POLAND
State	OH
Zip	44514-2756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 43 100 X 173.85 DR WM BUNN PL 1
Legal Subdivision	WM BUNN PL
Legal Lot Number	43
Jurisdiction	MAHONING OH
Township / Civil Division	POLAND
Census Block Group	1
Census Block	1000
Census Tract	811002

Owner

Source: Mahoning County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7816 CLIFFVIEW DR, YOUNGSTOWN, OH 44514-2756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2018	Deed of Trust, Mortgage · Line of Credit HOME SAVINGS BANK
Mar 31, 2008	Deed of Trust, Mortgage · Line of Credit THE HOME SVGS & LOAN CO OF YOUNGSTOWN OH
May 3, 2022	Transfer on Death Deed, Transfer
May 3, 2022	Transfer on Death Deed, Transfer
Apr 17, 2018	Deed of Trust, Mortgage · Line of Credit HOME SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 1982
Deed Sale	Nov 5, 1982
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	7816 CLIFFVIEW DR, POLAND, OH 44514-2756
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06272/0430
Date	Apr 17, 2018
Book Page	6272/0430
Instrument	201800008345

Lender

Name	HOME SAVINGS BANK
Type	Bank
Address	YOUNGSTOWN, OH 44501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 15, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	7816 CLIFFVIEW DR, POLAND, OH 44514-2756
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7816 CLIFFVIEW DR, YOUNGSTOWN, OH 44514-2756

Mortgage

Document Number	05749/1939
Date	Mar 31, 2008
Book Page	5749/1939
Instrument	200800010562

Lender

Name	THE HOME SVGS & LOAN CO OF YOUNGSTOWN OH
Type	Lending Institution
Address	YOUNGSTOWN, OH 44501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MAHONING OH
Recording Date	May 3, 2022
Property Address	7816 CLIFFVIEW DR, POLAND, OH 44514-2756
Document Number	006515/807
Book / Page	6515 / 807
Map Reference	VOL 70 PG 273
Instrument Date	Apr 21, 2022
Instrument	202200010667
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7816 CLIFFVIEW DR, POLAND, OH 44514-2756

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MAHONING OH
Recording Date	May 3, 2022
Property Address	7816 CLIFFVIEW DR, POLAND, OH 44514-2756
Document Number	006515/805
Book / Page	6515 / 805
Map Reference	VOL 70 PG 273
Instrument Date	Apr 21, 2022
Instrument	202200010666
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7816 CLIFFVIEW DR, POLAND, OH 44514-2756

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	7816 CLIFFVIEW DR, POLAND, OH 44514-2756
Transaction Type	Mortgage
Record Updated	Jun 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6272/0430
Date	Apr 17, 2018
Book Page	6272/0430
Instrument	201800008345

Lender

Name	HOME SAVINGS BANK
Type	Bank
Address	YOUNGSTOWN, OH 44501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 15, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Poland Township
Unified School District	Poland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,692.00 (-2.9%)	$140,560 (-) Land $12,180 Building $128,380	$401,610 (-) Land $34,800 Building $366,810
2024	$6,892.00 (+2.38%)	$140,560 (-) Land $12,180 Building $128,380
2023	$6,732.00 (-2.36%)	$140,560 (+16.79%) Land $12,180 Building $128,380	$401,610 (+16.79%) Land $34,800 Building $366,810
2022	$6,895.00	$120,350 Land $12,180 Building $108,170	$343,860 Land $34,800 Building $309,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1993–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Armstrong Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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