7815 Truitt Ln, Severn, MD 21144 Property Records

Anne Arundel County property record for 7815 Truitt Ln, Severn, MD 21144

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,663 sqft · built 2006
Lot Size	0.314 acres (13,701 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Jan 2019)
Tax Bill	$5,096 (2023)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-683-90221881`

Property Details

APN / Parcel Number

Primary APN	`04-683-90221881`
Alternative APN	`68390221881`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,663 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Gas Log

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	13,701 sqft (0.314 acres)
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Porch	Porch
Porch Area	114 sqft
Patio Area	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	68390221881
Street Address	7815 TRUITT LN
City	SEVERN
State	MD
Zip	21144-1166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 24 7815 TRUITT LN SEVERN CREST
Legal Subdivision	SEVERN CREST
Legal Lot Number	24 7815
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	2
Census Block Group	2
Census Block	2041
Census Tract	751400

Owner

Source: Anne Arundel County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7815 TRUITT LN, SEVERN, MD 21144-1166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2019 · Amount on Record
Deed Sale	Jan 16, 2019 · Amount on Record
Prior Sale	Mar 29, 2007 · Amount on Record
Deed Document Number	0032814407
Deed Book / Page	32814 / 407
Record Updated	Jun 7, 2026

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 16, 2019
Property Address	7815 TRUITT LN, SEVERN, MD 21144-1166
Document Number	0328140407
Book / Page	32814 / 407
Instrument Date	Jan 9, 2019
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	CHARTER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7815 TRUITT LN, SEVERN, MD 21144-1166

Mortgage

Document Number	0032814413
Date	Jan 16, 2019
Instrument	32814/413

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,096.00 Homeowner's exemption	$568,900	$641,500 Land $126,900 Building $514,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20