7815 Susan St, Morris, IL 60450 Property Records

Grundy County property record for 7815 Susan St, Morris, IL 60450

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,440 sqft · built 1970
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$148,000 (Aug 2017)
Tax Bill	$4,027 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-26-133-007`

Property Details

APN / Parcel Number

Primary APN	`02-26-133-007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,440 sqft Total Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	7815 SUSAN ST
City	MORRIS
State	IL
Zip	60450-8886
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE CREST UNIT 4 LT 19 SEC 26-34-7
Legal Range	07W
Legal Township	34N
Legal Section	26
Legal Subdivision	RIDGE CREST
Legal Lot Number	19
Legal Unit	4
Jurisdiction	GRUNDY IL
Township / Civil Division	SARATOGA
Census Block Group	1
Census Block	1054
Census Tract	200

Owner

7815 Susan St is owned and occupied by an individual who bought it in August 2017.

Source: Grundy County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	7815 SUSAN ST, MORRIS, IL 60450-8886
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC
Aug 24, 2017	Warranty Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2017 · Amount on File
Deed Sale	Aug 24, 2017 · Amount on File
Prior Sale	Jun 13, 2014 · Amount on File
Deed Document Number	2017572062
Prior Transfer Date	Aug 14, 2012
Prior Transfer Doc	0000531739
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	7815 SUSAN ST, MORRIS, IL 60450-8886
Transaction Type	Mortgage
Record Updated	Dec 7, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000616794
Date	Nov 16, 2022
Instrument	616794

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Aug 24, 2017
Property Address	7815 SUSAN ST, MORRIS, IL 60450-8886
Document Number	0000572062
Instrument Date	Jul 6, 2017
Instrument	572062
Transaction Type	Transfer
Record Updated	Sep 14, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	844 COPLEY LN JOLIET IL 604319301, JOLIET, IL 60431-9301

Mortgage

Document Number	572063
Date	Aug 24, 2017
Instrument	572063

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2047

Interest

Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 7815 Susan St was $4,027 with a homeowner's exemption.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Saratoga Township
Secondary School District	Morris Community High School District 101 (09 - 12)
Elementary School District	Saratoga Community Consolidated School District 60C (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,027.00	$60,672 Land $13,802 Building $46,870	$182,016 Land $41,406 Building $140,610
2022	$3,328.00	$50,138 Land $11,405 Building $38,733	$150,414 Land $34,215 Building $116,199

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7815 Susan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7815 Susan St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-RIDGECREST private · serves 203 people · EPA ID IL0635100
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Susan St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures