Warren County property record for 7815 Stephen St, Maineville, OH 45039
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,440 sqft · built 1976 |
| Lot Size | 4.69 acres (204,732 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $275,000 (Jul 2014) |
| Tax Bill | $7,753 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-10-426-009-0 |
| Primary APN | 16-10-426-009-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,440 sqft Living Area |
| 1st Floor Area | 2,224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Lot Area | 204,732 sqft (4.69 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 216 sqft |
| Deck Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2801957 |
|---|---|
| Old Parcel Number | 1610426009 |
| Street Address | 7815 STEPHEN ST |
| City | MAINEVILLE |
| State | OH |
| Zip | 45039-8661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOX RUN ACRES LOT# 10 |
| Legal Subdivision | FOX RUN ACRES |
| Legal Block | 426 |
| Legal Lot Number | 10 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 32203 |
Source: Warren County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 7815 STEPHEN ST, MAINEVILLE, OH 45039-8661 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOAN ONE MORTGAGE CO INC |
| Oct 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2014 · Amount on Record |
| Deed Sale | Jul 21, 2014 · Amount on Record |
| Deed Document Number | 0000018686 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 7815 STEPHEN ST, MAINEVILLE, OH 45039-8661 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021014837 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 2021-014837 |
| Name | LOAN ONE MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBUS, OH 43230 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 7815 STEPHEN ST, MAINEVILLE, OH 45039-8661 |
| Document Number | 0000030745 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7815 STEPHEN ST MAINEVILLE OH 450398661, MAINEVILLE, OH 45039-8661 |
| Document Number | 0000030745 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 30745 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 15, 2044 |
Source: Warren County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Hamilton Township |
| Unified School District | Kings Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,753.00 (+8.45%) | $153,395 (+22.74%) Land $48,972 Building $104,423 | $438,270 (+22.74%) Land $139,920 Building $298,350 |
| 2023 | $7,149.00 (+1.26%) Homeowner's exemption | $124,978 (-) Land $32,029 Building $92,949 | |
| 2022 | $7,060.00 Homeowner's exemption | $124,978 Land $32,029 Building $92,950 | $357,080 (-) Land $91,510 Building $265,570 |
| 2021 | $357,080 Land $91,510 Building $265,570 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY serves 99,000 people · EPA ID OH8301512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures