7815 NW 86th Ct, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 7815 NW 86th Ct, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,100 sqft · built 1972
Lot Size	0.997 acres (43,429 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Jul 2026)
Tax Bill	$1,145 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2021 Transfer
Flood Zone	Zone A (high risk)
APN	`1-23-36-34-0020-00020-0030`

Property Details

APN / Parcel Number

Primary APN	`1-23-36-34-0020-00020-0030`
Alternative APN	`R12336340020000200030`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,100 sqft Living Area
Gross Area	1,667 sqft
1st Floor Area	1,500 sqft
Utility Area	96 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,429 sqft (0.997 acres)
Lot Dimensions	209 ft deep x 208 ft wide
Garage Type	Carport
Garage Area	143 sqft
Carport	Carport
Carport Area	143 sqft
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7815 NW 86TH CT
City	OKEECHOBEE
State	FL
Zip	34972-7359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIXIE RANCH ACRES (PLAT BOOK 3 PAGE 35) LOT 3 BLOCK 2
Legal Range	34E
Legal Township	36S
Legal Section	23
Legal Subdivision	DIXIE RANCH ACRES
Legal Block	2
Legal Lot Number	3
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1007
Census Tract	910201

Owner

7815 NW 86th Ct is owned and occupied by two individuals who bought it in July 2026.

Source: Okeechobee County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7815 NW 86TH CT, OKEECHOBEE, FL 34972-7359
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed, Transfer · Conventional Mortgage SOUTH STATE BANK
Jan 12, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2026 · Amount on File
Deed Sale	Jul 23, 2026 · Amount on File
Deed Document Number	20268210
Prior Transfer Date	Dec 3, 2020
Prior Transfer Doc	2021000314
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jul 23, 2026
Property Address	7815 NW 86TH CT, OKEECHOBEE, FL 34972-7359
Document Number	0000008210
Instrument Date	Jul 23, 2026
Instrument	20268210
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169,680.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7815 NW 86TH CT, OKEECHOBEE, FL 34972-7359

Mortgage

Document Number	0000008211,
Date	Jul 23, 2026
Instrument	20268211

Lender

Name	SOUTH STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jan 12, 2021
Property Address	7815 NW 86TH CT, OKEECHOBEE, FL 34972-7359
Document Number	0000000314
Instrument Date	Dec 3, 2020
Instrument	314
Transaction Type	Transfer
Record Updated	Feb 10, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7815 NW 86TH CT OKEECHOBEE FL 349727359, OKEECHOBEE, FL 34972-7359

Tax Assessment & Valuation

The 2025 property tax bill for 7815 NW 86th Ct was $1,145 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,145.00 Homeowner's exemption	$66,228	$183,235 Land $65,000 Building $118,235
2023	$1,051.00 (+12.41%) Homeowner's exemption	$61,283 (+3%)	$186,062 (+23.91%) Land $24,000 Building $162,062
2022	$935.00 Homeowner's exemption	$59,498	$150,155 Land $19,000 Building $131,155

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7815 NW 86th Ct in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 137 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	137 in force
Nearby Flood Claims	52 (2004–2021)
Claims Outside the SFHA	3 of 52
Most Recent Claim	Feb 2021 · rainfall accumulation
Claims by Event	Tropical Storm Fay, Aug 2008 · 15 claims Hurricane Wilma, Oct 2005 · 9 claims Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7815 NW 86th Ct is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 60% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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