7815 Marioak Dr, Elkridge, MD 21075 Property Records

Howard County property record for 7815 Marioak Dr, Elkridge, MD 21075

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,200 sqft · built 1984
Lot Size	0.09 acres (3,903 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Oct 2021)
Tax Bill	$4,506 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-195174`

Property Details

APN / Parcel Number

Primary APN	`01-195174`
Alternative APNs	`1195174` `195174`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,200 sqft Total Area
Basement Area	250 sqft
Finished Basement	250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,903 sqft (0.09 acres)
Porch	Slab
Porch Area	80 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	195174
Street Address	7815 MARIOAK DR
City	ELKRIDGE
State	MD
Zip	21075-6450
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RSC
Legal Description	LOT 29 .090 A 7815 MARIOAK DR MAYFIELD MANOR S 1 AR 2
Legal Subdivision	MAYFIELD MANOR SEC 01 AREA 02
Legal Lot Number	29
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	1
Census Block	1001
Census Tract	601107

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7815 MARIOAK DR, ELKRIDGE, MD 21075-6450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Oct 15, 2021	Deed, Transfer · FHA Mortgage PANORAMA MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	May 22, 2007 · Amount on Record
Deed Book / Page	21020 / 334
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7815 MARIOAK DR, ELKRIDGE, MD 21075-6450
Transaction Type	Mortgage
Record Updated	Jul 27, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7815 MARIOAK DR, ELKRIDGE, MD 21075-6450

Mortgage

Document Number	0220420314
Date	Jul 14, 2023
Book Page	22042/314

Lender

Name	US BANK NA
Type	Bank
Address	AKRON, MI 48701

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Sep 1, 2051

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Oct 15, 2021
Property Address	7815 MARIOAK DR, ELKRIDGE, MD 21075-6450
Document Number	0210200334
Book / Page	21020 / 334
Map Reference	MB 5254
Instrument Date	Aug 6, 2021
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	KTL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7815 MARIOAK DR, ELKRIDGE, MD 21075-6450

Mortgage

Document Number	21020342
Date	Oct 15, 2021
Instrument	21020/342

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,506.00 (-4.7%) Homeowner's exemption	$348,200 (+8.3%) Land $135,000 Building $213,200	$348,200 (-) Land $135,000 Building $213,200
2025	$4,728.00 (+61.09%) Homeowner's exemption	$321,500 (+19.92%)	$348,200 (+29.88%) Land $135,000 Building $213,200
2023		$268,100 Land $115,000 Building $153,100	$268,100 Land $115,000 Building $153,100
2022	$2,935.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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