7814 N 4th Pl, Phoenix, AZ 85020 Property Records

Maricopa County property record for 7814 N 4th Pl, Phoenix, AZ 85020

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,209 sqft · built 1959
Lot Size	0.286 acres (12,489 sqft)
Owner	Individual Name on File
Tax Bill	$6,612 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit May 2025 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`160-45-070`

Property Details

APN / Parcel Number

Primary APN	`160-45-070`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,209 sqft Living Area
Gross Area	4,609 sqft
1st Floor Area	3,209 sqft

Exterior

Year Built	Built 1959
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	12,489 sqft (0.286 acres)
Parking Spaces	2 Parking Spaces
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	7814 N 4TH PL
City	PHOENIX
State	AZ
Zip	85020-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	VILLA VALENCIA MCR 61-36 LOT 10 & ALSO ABAND ALLEY LY W OF & ADJ TO SD LOT
Legal Range	03E
Legal Township	02N
Legal Section	05
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	VILLA VALENCIA LOT 1-9
Legal Lot Number	10
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2001
Census Tract	106200

Owner

7814 N 4th Pl is owned and occupied by an individual who acquired it in May 2025.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7814 N 4TH PL, PHOENIX, AZ 85020-4009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
May 29, 2025	Warranty Deed, Transfer · Conventional Mortgage UMB BANK NA
Nov 1, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2025
Deed Sale	May 29, 2025
Prior Sale	Nov 1, 2023 · Amount on File
Deed Document Number	20250308044
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	7814 N 4TH PL, PHOENIX, AZ 85020-4009
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7814 N 4TH PL, PHOENIX, AZ 85020-4009

Mortgage

Document Number	0000721730
Date	Dec 15, 2025
Instrument	20250721730

Lender

Name	UMB BANK NA
Type	Bank
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 29, 2025
Property Address	7814 N 4TH PL, PHOENIX, AZ 85020-4009
Document Number	0000308044
Map Reference	MB 61 PG 36
Instrument Date	May 15, 2025
Instrument	20250308044
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7814 N 4TH PL, PHOENIX, AZ 85020-4009

Mortgage

Document Number	0000308045
Date	May 29, 2025
Instrument	20250308045

Lender

Name	UMB BANK NA
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.09%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	4.09%
Max Rate At Change	8.09%
Margin	2
Max Rate	11%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 1, 2023
Property Address	7814 N 4TH PL, PHOENIX, AZ 85020-4009
Document Number	0000567722
Map Reference	MB 61 PG 36
Instrument Date	Oct 2, 2023
Instrument	20230567722
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2133 SKYLINE DR, LAS CRUCES, NM 88004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5134 N CENTRAL AVE STE 200, 200, PHOENIX, AZ 85012-1477

Tax Assessment & Valuation

The 2025 property tax bill for 7814 N 4th Pl was $6,612.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Madison Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,510	$895,100 Land $179,000 Building $716,100
2025	$6,612.00
2024		$86,180 (+15.01%)	$861,800 (+15.01%) Land $172,300 Building $689,500
2023		$74,930 Land $14,980 Building $59,950	$749,300 Land $149,800 Building $599,500
2022	$5,892.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7814 N 4th Pl in Zone X, an area of moderate flood risk, though there have been 5 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1981–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7814 N 4th Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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