7814 Monarch Ct, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 7814 Monarch Ct, Delray Beach, FL 33446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,754 sqft · built 2001
Lot Size	0.135 acres (5,872 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Apr 2018)
Tax Bill	$2,665 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-09-14-000-3130`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-09-14-000-3130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,754 sqft Living Area
Gross Area	2,394 sqft
1st Floor Area	1,754 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	5,872 sqft (0.135 acres)
Garage Type	Attached
Garage Area	465 sqft
Porch	Finished Screened Porch
Porch Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7814 MONARCH CT
City	DELRAY BEACH
State	FL
Zip	33446-3666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	POLO TRACE 2 PL 4 LT 313
Legal Range	42E
Legal Township	46S
Legal Section	09
Legal Subdivision	POLO TRACE
Legal Lot Number	313
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1000
Census Tract	5955

Owner

Source: Palm Beach County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7814 MONARCH CT, DELRAY BEACH, FL 33446-3666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Apr 13, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Apr 28, 2017	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2018 · Amount on Record
Deed Sale	Apr 13, 2018 · Amount on Record
Prior Sale	Nov 5, 2001 · Amount on Record
Deed Document Number	2018141712
Deed Book / Page	29781 / 6
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Recording Date	Aug 24, 2026
Property Address	7814 MONARCH CT, DELRAY BEACH, FL 33446-3666
Document Number	0000305842
Book / Page	36740 / 1501
Instrument Date	Aug 13, 2026
Instrument	2026305842
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	TITLE SERVICES, ITHINK TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7814 MONARCH CT, DELRAY BEACH, FL 33446-3666

Mortgage

Document Number	0000305842,
Date	Aug 24, 2026
Book Page	36740/1501
Instrument	2026305842

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 13, 2046

Interest

Max Rate	-1%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 13, 2018
Property Address	7814 MONARCH CT, DELRAY BEACH, FL 33446-3666
Document Number	0297810006
Book / Page	029781 / 000006
Instrument Date	Apr 6, 2018
Instrument	141712
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7814 MONARCH CT DELRAY BEACH FL 334463666, DELRAY BEACH, FL 33446-3666

Mortgage

Document Number	297810008
Date	Apr 13, 2018
Book Page	029781/000008
Instrument	141713

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	7814 MONARCH CT, DELRAY BEACH, FL 33446-3666
Document Number	0291060445
Book / Page	029106 / 000445
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7814 MONARCH CT DELRAY BEACH FL 334463666, DELRAY BEACH, FL 33446-3666

Mortgage

Document Number	0291060445
Date	May 24, 2017
Book Page	029106/000445
Instrument	185011

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 23, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,665.00 (-46.36%) Homeowner's exemption	$335,206 (+5.99%)	$604,160 (+13.04%) Land $286,412 Building $317,748
2023	$4,968.00 (+0.98%) Homeowner's exemption	$316,271 (+3%)	$534,477 (+16.71%) Land $255,725 Building $278,752
2022	$4,920.00 Homeowner's exemption	$307,059	$457,959 Land $196,435 Building $261,524

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 156 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	156 in force
Nearby Flood Claims	9 (2014–2018)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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