7812 River Falls Dr, Potomac, MD 20854 Property Records

Montgomery County property record for 7812 River Falls Dr, Potomac, MD 20854

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,856 sqft · built 1984
Lot Size0.362 acres (15,769 sqft)
Owner2 Individual Names on Record
Last Sale$899,517 (Oct 2002)
Tax Bill$18,573 (2025)
Deeds & MortgagesAug 2018 Line of Credit
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN10-01848954

Property Details

APN / Parcel Number

Primary APN10-01848954
Alternative APN
  • 01848954

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,856 sqft Living Area
Gross Area5,402 sqft
1st Floor Area1,960 sqft
Basement Area1,200 sqft
Finished Basement1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleBi-Level
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialWood Shingle
Lot Area15,769 sqft (0.362 acres)
Garage TypeAttached
Garage Area546 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area396 sqft
Deck Area154 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01848954
Street Address7812 RIVER FALLS DR
CityPOTOMAC
StateMD
Zip20854-3878
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR200
Legal DescriptionRIVER FALLS
Legal SubdivisionRIVER FALLS
Legal BlockB
Legal Lot Number9
JurisdictionMONTGOMERY MD
Township / Civil Division10
Census Block Group1
Census Block1009
Census Tract706008

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7812 RIVER FALLS DR, POTOMAC, MD 20854-3878
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2018Deed of Trust, Mortgage · Line of Credit
CITIBANK NA
Oct 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2002 · Amount on Record
Deed SaleOct 17, 2002 · Amount on Record
Deed Document Number2002252563
Deed Book / Page21998 / 663
Record UpdatedSep 20, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address7812 RIVER FALLS DR, POTOMAC, MD 20854-3878
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0565240058
DateAug 27, 2018
Book Page56524/058
Lender
NameCITIBANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 26, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address7812 RIVER FALLS DR, POTOMAC, MD 20854-3878
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTHE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address7812 RIVER FALLS DR, POTOMAC, MD 20854-3878

Mortgage

Document Number0608510432
DateOct 21, 2020
Book Page60851/432
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
AddressANNAPOLIS, MD 21401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,538,800 (-4.68%) Land $491,000 Building $1,047,800$1,538,800 (-4.68%) Land $491,000 Building $1,047,800
2025$18,573.00 (+26.41%)$1,614,300 (+12.43%) Land $491,000 Building $1,123,300$1,614,300 (-) Land $491,000 Building $1,123,300
2023$1,435,767$1,614,300 Land $491,000 Building $1,123,300
2022$14,693.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Nearby Flood Policies27 in force
Nearby Flood Claims3 (2019–2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35

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