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7812 Riley Rd, Panama City, FL 32409 Property Records

Bay County property record for 7812 Riley Rd, Panama City, FL 32409

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 980 sqft · built 1983
Lot Size0.701 acres (30,535 sqft)
Owner2 Trust Names on File
Tax Bill$884 (2025)
Deeds & MortgagesApr 2018 Transfer
Flood ZoneZone X (moderate risk)
APN07930-000-000

Property Details

APN / Parcel Number

Primary APN07930-000-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area980 sqft Living Area
1st Floor Area980 sqft
FlooringCarpet
Interior WallsPlywood

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleMobile Home
Exterior MaterialMetal
Roof TypeFlat
Roof MaterialMetal
Lot Area30,535 sqft (0.701 acres)
Lot Dimensions235 ft deep x 130 ft wide
Garage TypeCarport
Garage Area437 sqft
CarportCarport
Carport Area437 sqft

Exterior Amenities

PorchScreened/Unfinished Porch
Porch Area240 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address7812 RILEY RD
CityPANAMA CITY
StateFL
Zip32409-1713
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeR2
Legal Description27 2S 14W -21.5- 101A2- BEG 530 S & 25 E OF NW COR OF SEC TH E 235 S 130 W 235 N 130 TO POB ORB 4002 P 750 ORB 4812 P 1174
Legal Range14W
Legal Township02S
Legal Section27
Legal SubdivisionPINEWOOD GROVE 02
JurisdictionBAY FL
Township / Civil DivisionSOUTHPORT
Census Block Group1
Census Block1027
Census Tract203

Owner

7812 Riley Rd, a mobile home, is held in a trust since June 2024.

Source: Bay County records, as of January 5, 2026

Owner of Record2 Trust Names on File
Mailing Address7818 RILEY RD, PANAMA CITY, FL 32409-1713
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 5, 2024
Transfer Doc0048121174
Record UpdatedSep 20, 2026

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateApr 26, 2018
Property Address7812 RILEY RD, SOUTHPORT, FL 32409-1713
Document Number0040020750
Book / Page004002 / 000750
Instrument DateApr 13, 2018
Instrument24695
Transaction TypeTransfer
Record UpdatedMay 18, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7818 RILEY RD SOUTHPORT FL 324091713, SOUTHPORT, FL 32409-1713

Tax Assessment & Valuation

The 2025 property tax bill for 7812 Riley Rd was $884, up 6% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$884.00 (+6%)$71,468 Land $48,763 Building $22,705$71,468 Land $48,763 Building $22,705
2024$834.00 (+14.09%)
2023$731.00 (+10.59%)$55,238 (+2.56%) Land $39,182 Building $16,056$55,238 (+2.56%) Land $39,182 Building $16,056
2022$661.00$53,860 Land $39,182 Building $14,678$53,860 Land $39,182 Building $14,678

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7812 Riley Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 326 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies389 units insured
incl. 63 condo units
Nearby Flood Claims20 (1995–2021)
Claims Outside the SFHA2 of 20
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 11 claims
  • Hurricane Opal, Oct 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7812 Riley Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAY COUNTY WATER SYSTEM
serves 40,848 people · EPA ID FL1030050
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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