Anne Arundel County property record for 7812 Elberta Dr, Severn, MD 21144
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,951 sqft · built 1988 |
| Lot Size | 0.434 acres (18,918 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $192,500 (May 1998) |
| Tax Bill | $3,866 (2024) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-564-90043607 |
| Primary APN | 04-564-90043607 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,951 sqft Living Area |
| Gross Area | 2,653 sqft |
| 1st Floor Area | 1,023 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 18,918 sqft (0.434 acres) |
| Garage Type | Attached |
| Garage Area | 582 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 205 sqft |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 56490043607 |
|---|---|
| Street Address | 7812 ELBERTA DR |
| City | SEVERN |
| State | MD |
| Zip | 21144-1025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 26 SC 2 THE PEACH ORCHARD |
| Legal Subdivision | THE PEACH ORCHARD |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 740103 |
Source: Anne Arundel County records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7812 ELBERTA DR, SEVERN, MD 21144-1025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 1998 · Amount on Record |
| Deed Sale | May 1, 1998 · Amount on Record |
| Prior Sale | Oct 27, 1988 · Amount on Record |
| Deed Document Number | 19984797 |
| Deed Book / Page | 8445 / 127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 5, 2026 |
| Property Address | 7812 ELBERTA DR, SEVERN, MD 21144-1025 |
| Document Number | 4231000110 |
| Book / Page | 42314 / 110 |
| Instrument Date | Apr 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 4231000110, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 42314/110 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 7812 ELBERTA DR, SEVERN, MD 21144-1025 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2021 |
| Title Company | TOWER TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0378500458 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | 37850/458 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2041 |
Source: Anne Arundel County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $473,800 (+9.37%) Land $223,500 Building $250,300 | $473,800 (-) Land $223,500 Building $250,300 | |
| 2024 | $3,866.00 (+18.01%) | ||
| 2023 | $3,276.00 Homeowner's exemption | $433,200 | $473,800 Land $223,500 Building $250,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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